App Intel

PayAaramSe - Buy on easy EMIs Live

Q3edge Info2 apps · 166.9K installsFinanceFreecom.martonline

Shop Smart. Pay Smarter. Enjoy flexible payment options with PayAaramSe.

Alert me★ WatchOpen in Play ↗
Total installs
161,071
exact · Play shows 100,000+
Installs / day
—
measured after our second crawl (about a day)
Rating
—★
— ratings · — reviews
Released
7 Jan 2022
4.8y ago
Last update
27 Mar 2026
v2.20 · 7mo ago
Countries
0/1
live · checked 8h ago

Install history

exact counter from Google Play
Not enough history yet — check back tomorrow
Not enough history yet — check back tomorrow

Installs per day · last 90 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
United States

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Permissions

20 in 10 groups
10 Sensitive5 Notable5 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Read all text and picture messages stored on your phone or SIM card
  • Receive and read incoming text messages, including one-time login codes
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
SMSSensitive2

Access to read, send, and edit your text messages

  • Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
  • Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
PhoneNotable1

Access to phone calls, call history, and voicemail

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherNotable7

Access to miscellaneous device features that don't fit other categories

  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Welcome to PayAaramSe, your trusted partner in flexible shopping and financial freedom! With PayAaramSe, you can enjoy Buy Now, Pay Later (BNPL) and easy EMI options on purchases across thousands of online and offline stores, including small mom-and-pop shops in semi-urban areas of India. Our platform empowers you with: • Flexible Payment Plans: Choose the plan that fits your budget, whether in 4 installments or customized EMIs. • Wide Retailer Network: Shop across electronics, mobile, home goods, and more. • Transparent and Secure: No hidden fees, and top-notch security for your personal and financial data. • Convenience at Your Fingertips: Easy approvals, fast checkout, and secure transactions. PayAaramSe also offers additional payment options like debit/credit cards and UPI to make shopping stress-free. Whether you're buying daily essentials or upgrading your tech, we’re here to make shopping easier. Join thousands of satisfied customers and enjoy financial freedom today. Here is how it works 1. Download PayAaramSe app from playstore 2. Allow various permissions asked on first screen like SMS, this helps us asses the creditworthiness of the user and decide whose loan is approved and amount of loan 3. Click on top banner to complete KYC 4. Upload your adhar details, pan card and a selfie . These are used to check your CIBIL score 5. Based on your creditworthiness data received from CIBIL as well from SMS, we provide you an instant loan limit 6. You will get two kinds of limits a) Pay Araam Se : - here you get a limit upto INR 10000/- . This is interest free rotating loan for upto 30 days. You can do shopping throughout the month and can pay before 3rd of next month b) Pay Araam Se EMI: Here you get a loan upto INR 40000/- . You can walk in to any of our network stores and buy anything on EMIs. EMI tenure varies from 3 months to 12 months. Loan interest: For a purchase of 40,000/- done on 12 month EMI here is what you will pay 1. Processing fee of 2%+GST 2. 12 monthly EMIs of INR 3899 Which means you pay interest of INR 6794/- over 12 months for amount of 40000 Here is what you can do with our buy now pay later and EMI facility 1. Using our Pay Araam Se buy now pay later feature you can order groceries online 2. Using our Pay Araam Se EMI feature, you can go to any of our network stores and can buy anything on EMI Happy shopping. For any query or dispute , mail us on [email protected]

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