VaultFin - Private Budgeting

VaultFin: Your finances, your device, your control. Tired of subscription-based finance apps that harvest your data? VaultFin is different. Your financial data stays on YOUR device; it is never uploaded to the cloud, never sold, and never shared. ▸ 100% OFFLINE AFTER SYNC Connect your banks once, then go offline. All your data lives locally on your phone, encrypted and secure. No account required. No cloud storage. No data harvesting. ▸ SMART SEARCH Ask questions in plain English: • "How much did I spend on groceries last month?" • "Show me Amazon purchases over $50." • "Compare my spending in January vs. February." Get instant answers with beautiful charts without an AI subscription. ▸ CONNECT YOUR BANKS Sync with 10,000+ US financial institutions through SimpleFIN. Checking, savings, credit cards, and loans all in one place. You pay SimpleFIN directly ($1.50/month) for bank access. ▸ AUTOMATIC CATEGORIZATION 200+ built-in merchant patterns recognize your transactions instantly. Create custom rules for complete control. Split transactions across multiple categories. ▸ SUBSCRIPTION & BILL TRACKING Never miss a payment. VaultFin detects recurring charges automatically and alerts you before bills are due. ▸ NET WORTH TRACKING See your complete financial picture. Track assets and liabilities over time with 12-month trend charts. ▸ BUDGETS THAT WORK Set spending limits by category. Visual progress bars show where you stand at a glance. ▸ TRANSFER DETECTION Internal transfers between your accounts are automatically detected and excluded from spending reports, so your numbers stay accurate. ▸ ENCRYPTED BACKUPS Export your data anytime with AES-256 encryption. You control your backups, not us. PRICING - 30-Day Free Trial: Full access to all features. No credit card required. - Premium: $14.99 one-time purchase. Own it forever. After the trial, your data remains viewable and exportable on your device. Syncing and adding new transactions requires a license. No subscriptions. No ads. No tracking. No "premium tiers" that nickel-and-dime you. PRIVACY BY DESIGN • No account creation required • No cloud sync so your data stays on device • No analytics or tracking SDKs • No selling your financial data • Open about what we collect: nothing Perfect for users tired of paying $100+/year for auto sync/budget management. Your money. Your data. Your device.