Paradar: Cash Flow Planner

Will you make it to the end of the month? Paradar answers that today. Please note: Paradar's interface, dates and number formatting are Turkish. The listing is in English so Turkish speakers abroad can find it. Most apps show you what you spent last month. Paradar looks forward: enter your recurring income and expenses once, and your payments spread across a calendar that shows how your money will move over the next 90 days. WHAT IT DOES • 90-day cash curve — marks the day your balance hits bottom, before it happens • Payment calendar — rent, bills, loan installments and salary on one calendar • Next payment card — what you will have by that day, and what is left after you pay • Fast expense entry — a few seconds at the checkout: type the amount, tap a category, save • Accounts and debts kept apart — checking, cash, credit card, overdraft, loans, money owed to people • Loan payment plan — enter the monthly installment and the final date; installments land on the calendar on their own • Monthly and weekly reports — where your money goes, and which line it leaves from • Investment ledger — gold, silver and foreign currency holdings in one place • Buy-sell ledger — car, phone, graphics card: whatever you trade, the profit and loss is clear NO BANK CONNECTION Paradar never connects to a bank, payment provider or financial service. It does not ask for card numbers, banking passwords or statements. Every figure on screen is one you entered. This is deliberate: you should be able to track your money without handing your account details to any app. YOUR DATA STAYS WITH YOU You do not need an account to start. The app works fully offline and your records stay on your phone by default. Cloud backup is there if you want it — until you turn it on, nothing leaves your device. WHY IT IS DIFFERENT The real question is not "what did I spend last month", it is "will I make it to payday". Paradar was built for that: • Tightest day — the day your money bottoms out over the next three months, marked in advance • Month-end estimate — today's cash, pending payments and incoming income, added up • Tight-day pattern — if you are squeezed on the same date every month, it notices and says so IT WILL NOT MAKE NUMBERS UP When there is not enough data, Paradar stays quiet instead of guessing. It will not turn a single grocery receipt into "you will last 163 months". In a financial calculation, a wrong number is worse than no number. PARADAR PRO • No ads • Cloud backup — turn it on, or keep your data on your phone only • Unlimited ledgers — a partner, child or household ledger alongside your own • Financial X-ray — runway, fixed-cost load, silent leaks and your tight-day pattern • 3-day free trial If you would rather not subscribe, the core stays free: income and expense tracking, the payment calendar, the cash curve and reports are supported by ads. Contact: [email protected] Privacy policy: https://ncosy.github.io/privacy/paradar/