LedgeKar

LedgeKar is the simplest way to split bills with friends, track your money, and hit your savings goals free to start. Split a dinner bill in two taps. See who owes whom across all your groups. Settle up via UPI in seconds. No more spreadsheets, no more awkward reminders. Free, forever • Unlimited group expense splitting — equal, exact, or percentage splits • Friend balances and group balances at a glance • Settle up via UPI deep-link, or record cash settlements manually • Activity feed across all your groups • Multi-currency support (INR, USD, EUR, GBP, AED, SGD) Silver — ₹149/month or ₹1,499/year • 30-day spending forecast — see where your money is going before it goes • Emergency fund and savings goals with Monte Carlo simulation • Bank, wallet, and credit card ledger — every rupee in one place • Subscription monitoring — a heads-up before bills hit your account • Optional Telegram nudges Gold — ₹499/month or ₹4,999/year • AI-powered finance advisor — ask "Can I afford this?" and get a real, reasoned answer • Deep monthly analytics • Priority support Why LedgeKar We will never sell your data to advertisers. • Privacy that's actually private: • Only your account can read your data. • No ads. No tracking pixels. No data sales. Your data, your control: • Export everything any time as a ZIP file. • Delete your account permanently — in-app at Profile → More → Delete account, or on the web at ledgekar.com/delete-account. • Full Privacy Policy at ledgekar.com/legal/privacy.