EMI LPS

emi LPS is the official loan app of Ekphatthana Deposit Taking MFI (EMI). Register, complete your KYC verification, apply for a loan and follow its progress without visiting a branch. EMI's vision is to be Lao's leading provider of responsible, sustainable financial services and education. Using modern technology, EMI offers loan products, savings products, insurance and financial education. emi LPS brings the loan application process to your phone. GET VERIFIED • Register with your email address or Lao phone number • Complete your KYC (Know Your Customer) profile as an individual or a business • Add identity details from your National ID, passport or family book • Photograph your documents with the camera or choose them from your photos • See your KYC status and know when you're approved APPLY FOR A LOAN • Browse EMI loan products and choose the one that fits your needs • Submit a loan application with the amount, term and purpose • Add collateral: land, vehicles, machinery, gold or silver, deposit accounts, salary, projects or guarantors • Upload photos of collateral documents directly from the app TRACK EVERYTHING IN ONE PLACE • See all your loans and collateral with their current status • View recent activity from your dashboard • Review the details of every application you've submitted SECURE BY DESIGN • Sign in quickly with fingerprint or Face ID. Your biometric data never leaves your device. • Your session is stored in your phone's secure storage • Automatic sign-out after a period of inactivity • We never sell your personal information, and the app contains no ads AVAILABLE IN LAO AND ENGLISH Switch languages at any time from within the app. LOAN INFORMATION • Repayment period: minimum [X] months, maximum [Y] months • Maximum Annual Percentage Rate (APR): [Z]%, including interest and all fees • Representative example: for a loan of [LAK 10,000,000] over [12] months at an APR of [Z]%, the monthly repayment is [LAK ___], the total fees are [LAK ___], and the total amount repayable is [LAK ___]. Final loan terms depend on the product, your credit assessment and approval by EMI. ABOUT EMI Ekphatthana Deposit Taking MFI (EMI) is a microfinance institution in the Lao PDR committed to responsible lending, sustainable growth and financial education for individuals, families and businesses. CONTACT US Saphanthong Nuear Village, Sisattanak District, Vientiane Capital, Lao PDR Email: [email protected] Phone: +856 21 520520