My Money Manager

My Money Manager is a personal finance app built on one promise: your money data never leaves your phone. There's no sign-up, no cloud account, and no server behind the app at all — so there's nothing to sync, nothing to breach, and nothing to sell. Every transaction, budget, and loan you enter is stored locally in an encrypted database (AES-256-GCM), and you can lock the app itself behind your fingerprint, face, or a PIN. WHAT YOU CAN DO • Track transactions — log income and expenses, tag them by category, and search or filter your history to find exactly what you're looking for. • Keep every account in one place — track cash wallets, bank accounts, and savings right alongside your cards and loans, so you always know your real position across everything you own. • See where your money goes — a spending-by-category breakdown shows your budget at a glance, month over month. • Plan around recurring bills — set up monthly transactions once (rent, subscriptions, salary) and the app keeps them coming without re-entry. • Never miss a due date — local reminders notify you ahead of bill and loan due dates, generated entirely on your device. • Understand your cards and loans — payments automatically split between interest, late fees, and principal, and a built-in amortization and payoff calculator shows how extra payments shorten a loan. • Keep balances private by default — every amount is masked until you choose to reveal it, so you can check your budget on a train or in a meeting without flashing your numbers to whoever's nearby. • Back up on your terms — export an encrypted backup file whenever you want, and restore it on the same or a new device. Export plain CSV or PDF copies of your data any time. • Unlock fast, stay secure — biometric unlock (fingerprint/face) or a PIN guards both app entry and revealing your balances, backed by your device's secure keystore, and the app automatically re-locks itself every time you switch away and back. WHY IT'S DIFFERENT Most budgeting apps ask you to create an account and hand over your financial history to a server somewhere. My Money Manager doesn't, because it can't — there is no backend. No ads. No analytics. No trackers. No data broker fine print to read. What you enter stays on your device, encrypted, under your control, full stop. Built for anyone who wants a clear picture of their spending and loans without trading their financial privacy to get it.