Laki Money: AI Expense Tracker

Master your personal wealth with Laki Money — the smart, 100% private, local-first AI expense manager and cash flow planner. WHY LAKI MONEY? Unlike ordinary finance apps that upload your sensitive data to third-party servers, Laki Money runs entirely offline on your device. Zero cloud telemetry, zero account sign-up required, and 100% local privacy. ON-DEVICE FINANCIAL AI • Ask anything in natural language or Hinglish: "How much did I spend on groceries this month?" • Instant conversational insights, spending breakdowns, and budget suggestions. • Powered by local AI inference running directly on your phone's hardware. SAFE-TO-SPEND™ FORECASTING • Know exactly how much you can safely spend today without falling short on upcoming bills. • Dynamic cash flow engine projects income against upcoming commitments over 30 to 90 days. MULTI-ACCOUNT & LUXURY BANK CARDS • Organize cash, savings, and credit cards with realistic bank card visuals (RuPay, Visa, Mastercard). • Quick account transfers and instant transaction balance updates. INTERACTIVE EXPENSE CHARTS & OVERVIEW • Beautiful donut charts and category breakdown graphs. • Track your spending habits across dining, rent, groceries, shopping, and travel. RECURRING BILLS & COMMITMENTS CALENDAR • Never miss an EMI, subscription, or recurring bill payment. • Interactive calendar view displays all future payments at a single glance. ANDROID HOME SCREEN GLANCE WIDGETS • Live Glance widgets directly on your home screen. • Monitor Safe-to-Spend balance and upcoming bills without opening the app. UNCOMPROMISED LOCAL PRIVACY • 100% offline SQLite storage. • Biometric Fingerprint & PIN App Lock. • Export and import AES-encrypted backups whenever you want. Take control of your financial future today with Laki Money!