LABAM - Expense Tracker

LABAM is a personal finance app designed specifically for all users. It helps you track every rupee you spend, set monthly budgets, and automatically detect bank transactions from your SMS — all without uploading any data to the internet. The name LABAM (லாபம்) means "Profit" in Tamil — reflecting our goal of helping you keep more money in your pocket every month. Your financial data never leaves your phone. Everything is stored locally and encrypted. Auto SMS Detection Automatically reads bank SMS (HDFC, SBI, ICICI, UPI, GPay, PhonePe) and adds expenses instantly. 📊 Category Tracking Organise spending by Food, Transport, Bills, Shopping, Medical and custom categories you create. 💼 Budget Planning Set monthly budgets per category. Get alerts when you're close to the limit. 🎯 Savings Goals Set financial goals like buying a bike or vacation. Track progress every month. 🌐 3 Languages Full support for English, Tamil (தமிழ்) and Hindi (हिन्दी) — switch anytime. 🔐 PIN Protection Secure your app with a 4-digit PIN. Data is AES-256 encrypted on your device. 📅 Monthly Reports Visual bar charts and pie charts showing where your money goes each month. 💾 Backup & Restore Export your data as a backup file and restore it anytime on any device. Technology Stack Flutter Cross-platform framework Hive DB Local encrypted database Firebase Auth OTP phone login SMS Inbox Bank SMS auto-detection AES-256 Local data encryption FL Chart Beautiful financial charts Privacy Policy 1. Information We Collect LABAM does not collect, store, or transmit any personal information to external servers. All data you enter — expenses, income, budgets, goals — is stored only on your device. 2. SMS Permission LABAM requests permission to read SMS messages on your device. This permission is used solely to detect bank transaction notifications (such as debit alerts from HDFC, SBI, ICICI, UPI payments via GPay and PhonePe) and automatically create expense entries. SMS content is processed locally on your device only No SMS data is ever sent to any server or third party Only financial SMS (bank debit alerts) are parsed — all other SMS are ignored You can use the app without granting SMS permission 3. Phone Authentication LABAM uses Firebase Authentication for OTP-based phone number login. Your phone number is used only to verify your identity. It is not shared with third parties or used for marketing purposes. 4. Data Storage All financial data (expenses, income, categories, goals, budgets) is stored locally on your device using an encrypted database (Hive with AES-256 encryption). The encryption key is stored in your device's secure hardware keystore. 5. Data Sharing We do not sell, trade, or share your personal data with any third parties. We do not display advertisements. We do not use analytics tracking. 6. Data Deletion You can delete all your data at any time from the app's Profile → Settings → Delete All Data. Uninstalling the app removes all locally stored data permanently. 7. Children's Privacy LABAM is not directed at children under 13. We do not knowingly collect data from children. 8. Changes to This Policy We may update this privacy policy from time to time. Changes will be posted on this page with an updated date.