Expensio: Expense & Budget

Expensio is a private, offline-first expense tracker and budget app built for India. Track daily spending, set monthly budgets, and see where your money goes — without internet, accounts, or ads. WHY EXPENSIO Most expense tracker apps demand sign-up, push notifications, and harvest your transactions for ads. Expensio runs entirely on your phone. Your spending data never leaves your device unless you turn on backup yourself. KEY FEATURES • Add expenses, income, and transfers in seconds • Multiple accounts — Cash, Card, Savings, UPI, custom • 20+ categories — fully customisable • Monthly budgets with overspend alerts • Visual spending analysis — donut charts, category breakdowns, daily flow • Tap any category to see day-by-day breakdown • Daily reminders and weekly insights • Biometric and PIN lock for privacy • Export to CSV, PDF, JSON, and XLSX • Optional Google cloud backup • Dark, light, and system theme • Indian Rupee number formatting (₹1,00,000) BUILT FOR INDIA Lightweight, fast, works offline on slow networks. Indian Rupee default. Designed for salaried professionals, students, freelancers, and homemakers tracking household budgets. PRIVACY FIRST Your money data stays on your device by default. We do not run ads. We do not sell data. We do not analyse transactions. No third-party trackers. WHO USES EXPENSIO • Salaried professionals managing monthly spending • Students tracking pocket money and bills • Freelancers logging client income and expenses • Homemakers running a household budget PERMISSIONS • Internet — only for optional cloud backup • Biometric — only for app lock • Notifications — only for reminders you enable Keywords: expense tracker, budget app, money manager, spending tracker, expense manager, daily expense, monthly budget, India, offline expense tracker, personal finance, money tracker.