Kopa DigiCash

Karibu KopaDigiCash — mfumo wa mkopo wa dijitali inayomilikiwa na kuendeshwa na DigiCash Financial Services Ltd. Welcome to KopaDigiCash — a digital loan application owned and operated by DigiCash Financial Services Ltd. Kuhusu KopaDigiCash / About KopaDigiCash KopaDigiCash ni jukwaa la mkopo wa dijitali nchini Tanzania linalotoa mikopo ya kibinafsi kwa urahisi na usalama kupitia simu yako ya mkononi. KopaDigiCash is a digital lending platform in Tanzania offering personal loans quickly and securely through your smartphone. Masharti ya Mkopo / Loan Terms Mkopo wa chini / Minimum Loan: TZS 10,000 Mkopo wa juu / Maximum Loan: TZS 5,000,000 Muda wa mkopo / Loan Tenure: Siku 30, 60, 90, au 180 / 30, 60, 90, or 180 days Riba / Interest Rate: 3.5% kwa mwezi / 3.5% per month (42% p.a.) Ada ya Usindikaji / Processing Fee: 5% ya mkopo / 5% of principal, deducted at disbursement Adhabu ya Malipo ya Kuchelewa / Late Payment Penalty: 5% kwa mwezi wa kiasi kinachochelewa / 5% per month on overdue amount Muda wa Neema / Grace Period: Siku 3 / 3 days before penalty applies Malipo ya Mapema / Early Repayment: Inaruhusiwa bila adhabu / Permitted without penalty Mfano wa Mkopo / Loan Example Mkopo wa TZS 100,000 kwa siku 30 / Loan of TZS 100,000 for 30 days: Ada ya Usindikaji (5%) / Processing Fee (5%): TZS 5,000 Kiasi Kilichotumwa / Amount Disbursed: TZS 95,000 Riba (3.5%) / Interest: TZS 3,500 Jumla ya Kulipa / Total Repayment: TZS 103,500 Vigezo vya Kustahili / Eligibility Criteria Uwe na umri wa miaka 18 au zaidi / Must be 18 years of age or older Uwe raia wa Tanzania au mkazi wa kisheria / Must be a Tanzanian citizen or legal resident Uwe na nambari ya simu ya Tanzania / Must have a Tanzanian mobile phone number Uwe na akaunti ya simu ya mkononi ya kulipwa mkopo / Must have a mobile money account for disbursement Jinsi Inavyofanya Kazi / How It Works 1. Pakua programu na uunde akaunti / Download the app and create an account 2. Omba mkopo na uchague kiasi na muda / Apply for a loan and choose your amount and tenure 3. Ombi lako litakaguliwa / Your application will be reviewed 4. Mkopo utapelekwa kwenye akaunti yako ya simu / Loan will be disbursed to your mobile account 5. Lipa mkopo kupitia simu au benki / Repay via mobile money or bank deposit Faragha / Privacy Taarifa zako za kibinafsi zitalindwa na hazitashirikishwa na mtu yeyote bila idhini yako. / Your personal information will be stored securely and will not be shared with anyone without your permission. Wasiliana Nasi / Contact Us Simu / Phone: +255 716 063 997 Barua pepe / Email: [email protected] Tovuti / Website: www.digicash.co.tz Anwani / Address: [TANZANIA OFFICE ADDRESS] This app is owned and operated by DigiCash Financial Services Ltd.