Kolowise

Saving is easy. Not spending is the hard part. Kolowise helps you put money beyond easy reach, then gives it back to you the way you planned, not the moment you're tempted. Your Kolo Fund your Kolowise wallet by bank transfer to your own dedicated account number. Withdraw to your bank whenever you want. Your Kolo is where money rests before you lock it, and where it lands when it's released. Drip vaults — pay yourself on a schedule Lock a lump sum and choose how it comes back: daily, weekly, every two weeks, or monthly. Kolowise releases each drip automatically, on time, into your Kolo. Ideal for making a bonus last, spreading out rent money, or giving yourself a steady allowance. Flex vaults — locked, but not stuck Lock money for a set term with a withdrawal limit and a cooldown between withdrawals. You keep access for genuine emergencies, but not the kind of instant access that makes savings disappear. See exactly what's coming Every scheduled drip is laid out with its date and amount. Track what's been paid, what's pending, and what failed. Full transaction history for your wallet and your vaults. Change your mind Need the money early? Break a vault and get your balance back, minus a clearly stated penalty. No hidden terms, you see the number before you confirm. Built for security Face ID and fingerprint sign-in. A transaction PIN for sensitive actions. Identity verification with BVN and NIN. Your session locks itself when you step away. Structure, not locks. Kolowise is operated by Kolowise Tech Ltd (RC 9594478), Lagos, Nigeria. Banking services are provided through our licensed partners. Questions? [email protected]