Kharchapatra

Kharchapatra (खर्चपत्र) is a personal finance tracker built for Nepal. Track every रुपैयाँ, set budgets, import bank statements, and stay on top of your money — online or offline. WHY KHARCHAPATRA • Nepali-first — switch between Rs. and रु. anywhere in the app • Works offline — your data lives on-device and syncs when you're back online • Private by design — biometric lock and encrypted token storage • No ads, no data selling WHAT YOU CAN DO • Track income, expenses, and transfers across multiple accounts • Set monthly budgets per category and watch progress live • Import bank and wallet statements (CSV, PDF, Excel) — auto-categorized • Schedule recurring transactions (salary, rent, subscriptions, EMIs) • Visualize spending with clean pie and trend charts • Get reminders for upcoming bills and recurring rules • Glance at this month's balance with a home-screen widget BUILT FOR NEPAL • Pre-loaded with major Nepali banks and digital wallets • Categories tuned to local spending patterns • Currency, dates, and number formats that feel native WHO IT'S FOR Anyone in Nepal who wants a clearer picture of their money — students tracking allowances, salaried professionals managing EMIs, families running monthly budgets, freelancers reconciling income across accounts. PRIVACY Your financial data stays yours. We use biometric authentication and secure on-device storage, and we never sell your data. Read our privacy policy at https://kharchapatra.com/privacy Got feedback? We'd love to hear it — your input shapes what we build next. खर्च लेखौं, भविष्य बनाऔं।