Kede: Income & Expense Tracker

Kede is an income and expense tracker with a personal AI money coach inside. Whether you earn a salary, run a shop, freelance, farm or juggle side hustles, Kede helps you see where every coin goes, plan what is coming, and get paid on time. TYPE IT LIKE YOU SAY IT Write "sold tomatoes 85k, transport 6k, lunch 7k" and Kede's AI turns it into separate entries. You check them before anything is saved. A DAILY TRACKER THAT SHOWS REAL PROFIT Opening balance, money in, money out and closing balance for any day. Search everything you have ever recorded. The profit calculator records only what you really made on a job. QUOTATIONS, INVOICES AND RECEIPTS Make a quotation, turn it into an invoice, record part payments and send a receipt, all in a few taps. Add your logo, your signature and a digital stamp. Share on WhatsApp, as a PDF or print it. Kede shows who still owes you and when they promised to pay. LETTERS ON YOUR LETTERHEAD Write business letters with your logo, or on your own headed paper, and send them as a clean PDF. YOUR WORKPLAN: PLAN WHAT IS COMING Plan everything you mean to pay or do: rent, school fees, wages, stock to buy, a loan repayment. Pay in installments, set plans that repeat every week, month or year, and always see what is left and what is overdue. Add your plans to Google or Apple Calendar. SAVINGS GOALS Set a goal, add savings as you go and see if you are on track. ASK AI ANYTHING ABOUT YOUR MONEY Kede's AI goes through your own records and answers in seconds, like a personal assistant who has read every entry. Ask it: "When did I last pay rent?" "How was my spending this month compared to last month?" "What did I spend the most on in March?" "Who still owes me money?" "Can I afford a new fridge this month?" A spreadsheet only shows you numbers. Kede finds the answer, compares the months for you and helps you decide your next step. KEDE VERIFIED STATEMENTS Download a bank-style statement of your income with a Kede Verified stamp and a QR code anyone can scan to confirm it is genuine. CHARTS AND WEEKLY INSIGHTS Money in vs money out, where your money goes and your best days of the week, plus a short summary of your week with one practical step to do better. WALLETS FOR EVERYTHING Cash, mobile money, bank and savings, kept apart, with transfers that never mess up your totals. WORKS OFFLINE, LOCKED WITH YOUR PIN Record entries without internet and they are sent when you are back online. Lock the app with a PIN or your fingerprint. ANY CURRENCY Kede works in your currency and shows amounts the way people write them locally. PRIVATE BY DESIGN Kede never connects to your bank or mobile money and never reads your SMS inbox. You can delete your account and all your data at any time. Free to start. Kede Pro unlocks unlimited AI, full history, verified statements, unlimited documents with more designs, letters and Excel exports. Every new account gets 7 days of Pro. Kede is a tracking and planning tool. It is not a bank or a lender, it never holds or moves your money, and it does not give financial advice.