Franklin: Expense Tracker

Franklin is a personal finance tracker that works offline. No sign-up and no cloud: your data stays on your phone. Track income and expenses Logging a transaction takes seconds: amount, category, account, date, note. Income, expenses, and transfers between accounts all live in one app. Multiple accounts Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. Multi-currency tracking Choose from more than 150 currencies, keep accounts in several of them, and see every total in one base currency. Transferring between currencies? Enter the amount received and the fee, and Franklin works out the rest. Exchange rates refresh in the background. Your own categories Franklin starts you off with groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, and investments. Add your own with the icon and color you want. Analytics Total balance, income and expenses for the period you choose, a breakdown by category, and a comparison with the period before — so it's obvious where the money went. Tap a category to see the transactions behind the number. Filters and search Pull up transactions by period, account, category, type, amount range, or note. Backups Export everything to a single file and restore it on another phone. No hidden uploads: your accounts, transactions, and categories never leave your device. The small stuff • Light and dark themes, plus system matching • 12 languages and regional variants • Quick onboarding • No ads Franklin fits if you're running a household or personal budget, tracking spending on a trip, holding money in more than one currency, or you just want to know where the paycheck went.