Kamety

Kamety turns the age-old idea of a savings committee (chit fund / ROSCA) into a secure, transparent app you carry in your pocket. Pool your money with people you trust, take turns receiving the full payout, and track every rupee along the way — no more spreadsheets, cash envelopes, or "did everyone pay this month?" group chats. WHAT YOU CAN DO • Create a committee in minutes — set the amount, number of members, payout frequency, and installment schedule • Join committees you're invited to, or discover and request to join others • Choose Normal committees for fixed, predictable payouts, or Boli committees where members bid for an early payout — the lowest bid wins, and the savings are shared back • Pay installments on time with optional auto-debit, so you never miss a due date • Track your progress with a live dashboard: wallet balance, upcoming dues, overdue alerts, and payment history • Manage your in-app wallet — see balances, transaction history, and withdraw to your bank account or UPI • Chat with your committee members and get real-time notifications for bids, approvals, and due dates • Admins can approve or reject join requests, invite new members, and manage the committee lifecycle BUILT ON TRUST • Bank-grade OTP verification protects every sign-up, login, and committee you create • KYC verification keeps every committee member accountable • Two-factor authentication for an extra layer of account security • Transparent bidding — every member sees the current highest bid and time remaining in real time WHO IT'S FOR Families saving for a goal, friends pooling money for emergencies, colleagues running an office chit fund, or anyone who wants the discipline of a committee without the paperwork. Download Kamety and turn your circle of trust into a smarter way to save.