App Intel

JULO: Pinjaman & Kredit Online

LivePT. JULO Teknologi Finansial1 app · 26.1M installsFinanceFreecom.julofinance.juloapp

Aplikasi pinjaman online berizin OJK. Cepat cair, bunga rendah dan daftar mudah

Alert me★ WatchOpen in Play ↗
Total installs
26,114,456
exact · Play shows 10,000,000+
Installs / day
+16.1K
7-day avg · last day +6.5K
Rating
4.8★
652.9K ratings · 8 reviews
Released
—
—
Last update
13 Oct 2026
v9.33.0 · 8h ago
Countries
0/2
live · checked 2d ago

Install history

exact counter from Google Play
26.1M32.1M38M44M50M11 Oct12 Oct13 Oct
26.1M32.1M38M44M50M11 Oct12 Oct13 Oct

Installs per day · last 90 days

012.5K25K37.5K50K12 Oct13 Oct13 Oct

Change timeline

2 changesFull history
  1. Update date
    5 Oct 202613 Oct 2026
  2. Version
    9.32.1 → 9.33.0

Country availability

Live 0Listed, not installable 1Not listed 1
India4.8
United States

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇮🇩 Indonesia (~100%).

  1. Indonesia100%#52 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct
ChartCountryRankChange
Top free · Finance ID#52▲ 7
Trending · Finance ID#107▼ 33

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Personal info, Financial info, and Photos and videos
  • Collects data Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

14 in 5 groups
3 Sensitive5 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
LocationSensitive1

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherNotable10

Access to miscellaneous device features that don't fit other categories

  • See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
  • Turn Bluetooth on or off and find and pair with nearby Bluetooth devicesaccess Bluetooth settings · BLUETOOTH_ADMIN
  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Turn your phone's flashlight on and offcontrol flashlight · FLASHLIGHT
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
JULO adalah aplikasi pinjaman online, kredit digital & paylater terpercaya yang berizin dan diawasi OJK . Kenapa harus pilih JULO? Limit pinjamannya tinggi s/d 50 juta dan bisa dipakai berkali-kali untuk cicil berbagai kebutuhan. Saat kamu perlu pinjaman online cepat cair untuk modal usaha, cicilan biaya pendidikan atau paylater tagihan, pakai limit JULO karena aman dan bisa dibayar bulanan. Cairkan dana pinjaman ke rekening, cicil e-commerce hingga top up e-wallet dalam satu aplikasi! ℹ️ Simulasi Cicilan Pinjaman Tunai Online di JULO - Dana pinjaman Rp4 jt tenor 6 bulan bunga 4% /bulan - Bunga pinjaman 4%*Rp4 jt = Rp160 ribu/bulan - Admin pinjaman 7%*Rp4 jt = Rp280 ribu - Dana pinjaman + admin = Rp3.720.000 - Cicilan/bulan: 667 rb + Bunga 160 rb = Rp827 rb/bulan - Total bayar + bunga pinjaman uang = 827 ribu x 6 = Rp4.962.000 📋Syarat Mengajukan Pinjaman Dana Online di JULO - Usia 18–65 tahun - Penghasilan min. Rp3 jt/bulan 📱Cara Cepat & Mudah Dapatkan Pinjaman Online di JULO 1. Download aplikasi JULO di Play Store atau App Store 2. Lengkapi data, cukup pakai KTP dan e-mail 3. Nikmati pinjaman cepat cair & kredit digital 24 jam 💰Daftar JULO & Dapatkan Cashback Pakai kode referral CUAN saat daftar, dapat cashback Rp50.000. Yuk temukan banyak promo terbaru & cashback di aplikasi JULO. 👉 Kelebihan JULO Kredit Digital Dibanding Aplikasi Pinjol ✅ Tenor Pinjaman Panjang & Fleksibel Pilihan tenor cicilan yang ringan dan menyesuaikan kebutuhan, #BisaTerus bantu kamu mengatur keuangan dengan lebih nyaman. ✅ Limit Pinjaman Online Hingga 50 Juta Rupiah Limit pinjaman tinggi hingga Rp50 juta, cara pintar untuk penuhi kebutuhan. Daftar satu kali, bisa langsung digunakan berkali-kali untuk pinjaman online dana tunai hingga paylater. ✅ Bunga Pinjaman Rendah dari 0,1% per Hari Cicilan ringan, bayar bulanan saat gajian. Biaya transparan sesuai peraturan OJK yang berlaku. ✅ Aplikasi Pinjaman Online Legal Berizin OJK JULO adalah aplikasi pinjaman online yang resmi berizin dan diawasi oleh OJK (Otoritas Jasa Keuangan). Pengalaman transaksi di JULO terbukti cepat, aman, dan terpercaya bagi lebih dari 3 juta pengguna di seluruh Indonesia. Jangan pinjam duit di aplikasi pinjol ilegal! ✅ Data dan Privasi Aman di JULO Aplikasi JULO memiliki sistem keamanan terbaru dan berstandar internasional. Data pribadi dilindungi sistem dengan sertifikasi ISO 27001 & ISO 27701. ✅ Bayar Cicilan di JULO Mudah & Praktis Pembayaran cicilan pinjaman bisa dilakukan secara online melalui Gopay, OVO, DANA, atau offline di Alfamart, Indomaret, serta transfer Bank BCA, Permata, BRI, dan lainnya. Aktifkan autodebit agar cicilan di JULO lancar dan berkesempatan dapat cashback. ❗PENTING - Limit pinjaman online Rp 500 ribu–50 jt - Tenor pinjaman 61 hari–9 bulan - Bunga kredit pinjaman 4%–9% /bulan (~APR 48%–108%) - Admin pinjaman 7% dari total kredit ☎️Hubungi JULO Kredit Digital - Email: [email protected] - Website: www.julo.co.id 📱Social Media - Facebook: JULO - Instagram: @juloindonesia - YouTube: JULO - TikTok: JULOIndonesia Hubungi kami jika ada penipuan pinjaman daring yang mengatasnamakan JULO @Kasablanka Tower A Lt.5 Jl. Casablanca Raya Kav. 88 RT.14/RW.5 Menteng Dalam - Tebet Jakarta Selatan - 12820 PT JULO Teknologi Finansial adalah perusahaan penyedia layanan pendanaan bersama berbasis teknologi informasi berizin & diawasi Otoritas Jasa Keuangan (OJK) sesuai keputusan no. KEP-16/D.05/2020 & Hukum Republik Indonesia & Peraturan Otoritas Jasa Keuangan no. POJK 10/POJK.05/2022. PT JULO Teknologi Finansial berkomitmen menjunjung tinggi integritas & melaksanakan perlindungan konsumen sesuai hukum berlaku. KEBIJAKAN PRIVASI Anda memahami bahwa tidak wajib untuk memberi akses ke data smartphone. Namun akses data akan meningkatkan kesempatan dapat produk Pinjaman. Kami melakukan pengecekan skor kredit dari data diterima untuk mengetahui kelayakan mendapat pinjaman online dari JULO. Lengkapnya klik halaman Kebijakan Privasi: JULO Kredit Digital.

What's new

Merdeka! #BisaTerus financially empowered with JULO! 👊 All can be done within clicks in the app - withdrawing funds to e-wallet top up and utilities bills nationwide. Further bugs fixing on app performance and interface, let’s boost your app experience with the newest update! 🚀

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