Erebor Wealth Management

Erebor Wealth Management is a personal finance app for tracking money across every account you have — bank accounts, credit cards, cash, savings, and investments — in one place, entirely on your own device. Your data stays yours. There's no login, no account, and no company server holding your financial information. Everything is stored locally on your phone and works fully offline — open the app anywhere, no internet required to log a transaction or check a balance. Track everything that matters: • Multiple accounts in multiple currencies, each with its own running balance • Income, expenses, and transfers between your own accounts • Recurring transactions — set up a bill or paycheck once, and it keeps logging itself on schedule • Categories and tags to see where your money actually goes, with optional monthly budgets per category • Net worth tracking with a running trend chart, plus savings goals with pace projections toward each one • A "Commitments" view showing everything you're locked into every month, normalized to a single figure regardless of billing cycle • Credit card tracking with utilization and a debt payoff projection • Export your full transaction history to CSV anytime • Optional Dropbox backup — back up to your own Dropbox account automatically or on demand, and restore anytime; we never see or store your data Built for how you actually check your finances — a calendar view of daily spending, month-by-month navigation everywhere, and a dashboard that puts your net worth, budgets, and recent activity in one glance. Global from day one. Pick your base currency at setup — not locked to any one country — and hold accounts in other currencies with automatic conversion. Free, with no ads, no tracking, and no subscription. Every feature is included — nothing is held back behind a purchase