Yaad: Payment Memory

Ever opened your bank app and wondered “what was this ₹260 for?” Yaad answers that. The moment you pay, Yaad asks one simple question — what was this for? — and remembers your answer. Your history finally reads like “Weekly vegetables” and “Lent to Aman”, not a wall of merchant names. Your payment data stays on your phone. No sign-up, no cloud, no account. ✨ WHY YOU’LL LOVE YAAD 📲 Captured automatically Yaad reads your UPI & bank payment alerts and prompts you the instant you pay — so nothing is forgotten. 👆 One-tap categories Tag a payment as Food, Groceries, Transport, Bills, Health and more, right from the notification. ✍️ A reason in your own words “Birthday gift”, “Auto to office”, anything — your note, your language. 🤝 Lent money tracker Mark what you lent and to whom, then tick it off when you’re paid back. 📊 Monthly insights See where your money actually went with a clean donut or bar breakdown — switch the view to your taste. 🔍 Search everything Find any past payment by reason, merchant or amount in seconds. 🌙 Dark mode Easy on the eyes, day or night. 📁 Export to CSV Take your data anywhere with Yaad Pro. 🔒 BUILT FOR PRIVACY Yaad works entirely on your device. Your payments, notes and categories never leave your phone — there’s no account to create and nothing synced to a server. ⭐ YAAD PRO Remove ads and unlock CSV export with a one-time Lifetime purchase or a low-cost Yearly plan. Either one supports an independent developer building Yaad. — — — Yaad needs notification access to read your payment alerts — that’s the whole magic. It only looks for payment messages and ignores everything else. Keywords: expense tracker, UPI tracker, spending tracker, money manager, budget app, expense diary, personal finance, lent money tracker.