IponBuddy: Budget & Finance

IponBuddy – Your Personal Finance Buddy 💙 Track expenses, manage budgets, grow your savings, and stay on top of loans and bills — in your language and your currency. Available in 11 languages with 30+ currencies. Works fully offline. ✨ SMART SMS AUTO-DETECTION Stop logging transactions manually. IponBuddy reads transaction alerts from your bank or e-wallet — in any supported currency and all 11 languages — and shows a quick-log sheet: just review and save. Includes tuned support for GCash, Maya, BPI, BDO, UnionBank, Metrobank, and more. 🔒 PRIVACY FIRST All SMS parsing happens strictly on your device. Your messages are never uploaded to our servers or shared with third parties. Private by design. 💳 MULTIPLE WALLETS Track cash, bank accounts, e-wallets, and credit cards with real-time balances — with official logos for 100+ banks and e-wallets across the Philippines, Southeast Asia, India, and worldwide. 📝 TRANSACTION TRACKING Log income and expenses with categories, notes, and dates. Search and filter in real time. Unlimited transactions for everyone. 🎯 BUDGETS & SAVINGS GOALS Set monthly spending limits per category with visual progress bars and alerts. Create savings goals with deadlines and celebrate milestone notifications. 📱 HOME-SCREEN WIDGETS See your Net Worth at a glance, log income or expenses with Quick Add, and keep your daily Streak going — right from your Android home screen. 📍 SMART SPEND Opt-in suggestions to log an expense when you spend time at a place you usually pay at. Suggest-only, never auto-saves, learns your habits — and all location matching stays on your device. 📸 RECEIPT SCANNER Scan grocery and store receipts with your camera. On-device OCR extracts items and prices and saves the transaction automatically. Multi-shot support for long receipts. 👥 GROUPS Create shared financial groups with family or friends — shared savings goals, group paluwagan rounds, and member management, synced in real time. 🔄 RECURRING TRANSACTIONS Automate salary, rent, and subscriptions with daily, weekly, monthly, or yearly rules. 🤝 LOAN TRACKER Track money you lent and borrowed. Record partial payments, set due dates, and mark loans as settled. 📄 BILL REMINDERS Set due dates and get overdue alerts. Unpaid bills surface on your Dashboard automatically. 📊 ADVANCED ANALYTICS & EXPORT Spending breakdown by category, monthly trends, wallet analysis, savings rate — plus CSV and PDF export. 🔔 WEEKLY DIGEST A once-a-week summary of your income, expenses, and net — localized in your language. 🔒 APP LOCK & BIOMETRICS Protect your data with a 4 or 6-digit PIN or fingerprint / Face ID. 🌐 OFFLINE MODE WITH SMART SYNC Full access without internet. Changes sync automatically when you reconnect. 🌍 11 LANGUAGES, 30+ CURRENCIES English, Filipino, 日本語, Español, 한국어, Bahasa Indonesia, ภาษาไทย, Tiếng Việt, Bahasa Melayu, हिन्दी, 中文 — with correct symbols and formatting for 30+ currencies. 🇵🇭 PROUDLY BUILT IN THE PHILIPPINES Extra tools for Filipino users: Paluwagan tracker, SSS / PhilHealth / Pag-IBIG contributions calculator, 13th Month Pay planner, and Pay Cycle tracker. Download IponBuddy today and make every cent count. 💙