IntelliFi: Savings Forecast

**Your financial future, drawn as one glowing line.** IntelliFi turns the numbers you already know — salary, bills, debts, investments — into a live forecast of your net worth, decades ahead. Drag the horizon from 1 to 65 years and watch your future redraw in real time. **💰 Real take-home math** Enter income as gross or after-tax. IntelliFi applies approximate progressive tax brackets for all 50 US states, DC, and every Canadian province and territory — including payroll taxes — so your forecast starts from realistic take-home pay, not fantasy numbers. **📈 A forecast that understands debt** Car loan and mortgage payments drag on your savings only until their payoff date — then the freed-up cash bends your curve upward automatically. Watch milestones appear: "Car paid '27", "Mortgage-free at 51", "$1M at age 43". **🎯 Goals with your age on them** Set a target and your birth year, and IntelliFi tells you the age you'll reach it. Change any input and watch that age move — the most honest motivation there is. **⚡ Feel your money working** A live ticker counts the net income your plan earns today, second by second. Home-screen widgets show your forecast line, year-by-year bars, monthly stats, or today's earnings at a glance. **🔥 Track plan vs. reality** A quick monthly check-in logs your actual net worth, builds a streak, and tells you whether you're ahead of or behind plan. **🎨 Make it yours** Four glowing themes — green, blue, purple, orange. Save unlimited scenario profiles ("current plan", "if I take the new job") and switch instantly. **📊 Your data, your files** Export your full 30-year monthly forecast as CSV or a spreadsheet that opens in Google Sheets, Apple Numbers, or Excel. Back up and restore everything as a single file. **🔒 Private by design** No account. No sign-up. No analytics. No ads. Your numbers never leave your device — with an optional fingerprint lock for an extra layer. IntelliFi's projections are planning estimates, not financial or tax advice. Built by IntelliEx.