iMSHAKTI(P2PL)

This application provides a digital platform that facilitates peer-to-peer (P2P) lending by connecting verified borrowers and registered individual lenders through a secure marketplace model. Company Name: IMFAST Finfotech Private Limited RBI NBFC-P2P Registration Number: N-02.00372 IMFAST Finfotech Private Limited is an RBI-regulated NBFC-P2P platform operating under applicable Indian regulatory guidelines for peer-to-peer lending platforms. The application does not directly provide loans from company funds. Loans are facilitated between registered individual lenders and borrowers available on the platform. The application may display operational onboarding partners (IP – Impact Partners / Field Partners) during the borrower onboarding process. These partners are only responsible for customer sourcing and operational assistance. Important Clarification Regarding IP Partners This platform works with operational sourcing partners (Impact Partners / IP) who assist in borrower onboarding and customer acquisition activities. Current operational sourcing partners integrated within the platform include: * ARGENTI INNOTECH PRIVATE LIMITED * i25 Outreach Private Limited * Integra Micro Systems Private Limited * JAKKUR TECHNOPARKS PRIVATE LIMITED These partners are only involved in customer sourcing and operational support activities. They are not lending entities and do not perform any of the following functions: * Loan funding * Credit underwriting * Loan approval decisions * Loan disbursement * Execution of lending agreements as NBFCs or financial institutions All loans available on the platform are funded only by registered independent lenders onboarded on the platform. Key Features * User registration and secure authentication * Role-based access for borrowers and lenders * Loan request and participation workflows * Dashboard to view account and activity details * Secure data handling and privacy controls Data & Security User data is collected and processed only for operational, regulatory, and compliance purposes. All data is handled securely in accordance with applicable laws and our Privacy Policy. Important Information * This app is a platform for facilitating peer-to-peer lending * The company does not directly provide loans from its own capital * No guaranteed loan approval * No financial advice is provided through the app Important Loan Disclosures This is an RBI-regulated NBFC-P2P platform facilitating peer-to-peer lending transactions. Loan Terms * Loan amount: Rs. 2,000 to Rs. 3,00,000 * Minimum repayment period: 2 months * Maximum repayment period: 36 months * Maximum Annual Percentage Rate (APR): 36% (including interest rate and applicable fees; actual rate depends on borrower profile and lender offers) Representative Example For a loan of Rs. 10,000 at 24% APR for 12 months: * Principal: Rs. 10,000 * Interest and fees: Rs. 1,320 (approximate) * Total repayment amount: Rs. 11,320 * Monthly installment: Rs. 943 All loans are subject to lender approval, borrower credit assessment, and platform terms. Approval is not guaranteed. IMFAST Finfotech Private Limited complies with very strict IT and cybersecurity guidelines prescribed by the Reserve Bank of India (RBI) for NBFC-P2Ps. We have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors. For more details, please refer to our Privacy Policy and Terms of Use available on our official website.