LedgerCircle

LedgerCircle – Every money matter, clearly managed. LedgerCircle helps you organize shared expenses, personal loans, chit funds and financial records in one convenient application. Track money with friends, family and trusted groups while keeping every transaction clear and accessible. Key features: • Split expenses Create groups, add registered members and divide expenses among selected participants. See who owes money, who should receive it and the total spending for each group. • Easy settlements Record full or partial payments, view settlement history and understand exactly who needs to pay whom. • Loan tracking Track money given or borrowed, principal repayments and interest payments. Apply variable monthly interest rates, maintain transaction history and monitor outstanding balances. • Annual interest management Configure annual interest lock-in periods, record full or partial interest payments and identify overdue interest. • Chit fund management Create and manage fixed-income chits, invite registered participants, generate monthly schedules and track contributions, payouts and owner commission. • Financial tables Maintain multiple date-wise financial tables, securely share them with selected users and export records for use in spreadsheets. • Dashboard and analytics View consolidated totals for expenses, receivables, payables, active loans and other financial activities. • In-app notifications Receive updates for group expenses, settlements, loans, chit invitations, payments and other important activity. • Controlled access Financial groups, loans, chits and tables are accessible only to the authorized users involved. LedgerCircle is designed for tracking and record-keeping purposes. It does not provide banking services, lending services, investment advice, payment processing or money transfers. Actual payments are completed independently outside the application.