Inkapify: Expense Tracker Live

Inkapify — Personal Finance Tracker & Expense Manager Take complete control of your money with Inkapify — the smart, privacy-first expense tracker and money manager that works the way you think about your finances. TRACK EVERY TRANSACTION • Log income, expenses, and transfers in seconds • Works fully offline — all data stored locally on your device • Split transactions across multiple categories • Attach receipts and photos to any transaction • Set recurring rules for bills, subscriptions, and income • Duplicate, bulk-edit, and bulk-delete transactions with ease • Restore accidentally deleted transactions from the Trash MULTIPLE ACCOUNTS, ONE VIEW • Manage bank accounts, credit cards, loans, investments, and more • Custom account types to match your financial life • Net worth dashboard across all accounts • Full loan & mortgage amortization schedules with payment tracking • Credit card reward point tracking SMART BUDGETS • Monthly budgets by category or category group • Real-time spending alerts • Budget rollover — carry unspent amounts to next month • Budget performance reports and burn-rate tracking POWERFUL REPORTS • Spending by category, payee, or tag • Income vs. expense trends • Net worth over time • Monthly summaries • Cash flow, savings rate, emergency fund coverage • FD/CD maturity returns tracker • Debt payoff planner • Tax summary report • Year-over-year comparisons (Pro) • Drill down from any chart to individual transactions (Pro) • CSV export for any report | PDF export (Pro) DEBT & GOAL TRACKING • Track money you've lent and borrowed • Set savings goals with milestone tracking • Visual progress bars and projected completion dates • Link transactions directly to goals and debts BUILT FOR PRIVACY • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features (PDF import, receipt scan, Inka AI) only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore your data as a secure backup file • Cloud backup to Google Drive — optional, user-controlled, encrypted before upload • App Lock with biometrics or PIN to protect your data • Hide all amounts with one tap INKA AI — YOUR PERSONAL FINANCE ASSISTANT Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month AI-POWERED FEATURES (PRO) • Import bank statements via PDF — AI extracts transactions automatically • Scan receipts with your camera — AI fills in the details MULTI-CURRENCY SUPPORT • 170+ currencies with live exchange rates • Set your home currency for consolidated reporting • Per-account currency with automatic conversion IMPORT & EXPORT • Import transactions from CSV • Export to CSV for spreadsheets or tax preparation • Bulk import with smart duplicate detection • Backup and restore via encrypted backup file or Google Drive FREE vs PRO Free: Unlimited transactions, budgets, basic reports, debt & goal tracking, 15 Inka AI questions/month Pro: PDF import, receipt scanning, advanced reports, drill-down, year-over-year comparisons, 200 Inka AI questions/month, and more Inkapify is built for people who want real control over their finances — without giving up their privacy.