App Intel

Instant Personal Loan : InCred

LiveIncred Financial Services Limited1 app · 6.7M installsFinanceFreecom.incred.customer

Get Quick Loans Online With Fast Approval For Personal Finance & Credit Needs

Alert me★ WatchOpen in Play ↗
Total installs
6,749,933
exact · Play shows 5,000,000+
Installs / day
+27.9K
7-day avg · last day +27.9K
Rating
4.6★
58.7K ratings · 13.5K reviews
Released
11 Sept 2017
9.1y ago
Last update
8 Oct 2026
v7.142.0 · 5d ago
Countries
1/2
live · checked 2d ago

Install history

exact counter from Google Play
6.7M7.5M8.4M9.2M10M11 Oct12 Oct13 Oct
6.7M7.5M8.4M9.2M10M11 Oct12 Oct13 Oct

Installs per day · last 90 days

012.5K25K37.5K50K12 Oct13 Oct13 Oct

Change timeline

1 changesFull history
  1. Version
    7.141.0 → 7.142.0

Country availability

Live 1Listed, not installable 0Not listed 1
India4.6
United States

Top countries

estimate · charts of 13 Oct

Most downloads likely come from 🇮🇳 India (~100%).

  1. India100%#151 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 13 Oct
ChartCountryRankChange
Trending · Finance IN · 11 Oct#57—
Top free · Finance IN#151▼ 3

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Data safety

declared by the developer on Google Play
  • Shares data with third parties Personal info and Device or other IDs
  • Collects data Location, Personal info and 3 others
  • Data is encrypted in transit
  • You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

17 in 6 groups
6 Sensitive5 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • Read all text and picture messages stored on your phone or SIM card
  • Receive and read incoming text messages, including one-time login codes
  • Show its own windows or bubbles on top of other apps you are using
LocationSensitive1

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
SMSSensitive2

Access to read, send, and edit your text messages

  • Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
  • Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherSensitive11

Access to miscellaneous device features that don't fit other categories

  • Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
  • See Bluetooth settings and connect to paired devices like headphones, speakers or watchespair with Bluetooth devices · BLUETOOTH
  • Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
  • Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Trusted by 400,000+ happy borrowers with ₹18,000 Cr+ disbursed in personal loans, InCred makes borrowing simple, secure & hassle-free. With InCred, get a personal loan of up to ₹15 Lakhs through a fast, 100% digital application process. WHY CHOOSE THE INCRED APP FOR ONLINE PERSONAL LOANS? ➡️ Get instant money from our online loan app (if you're eligible) ➡️ 100% online loan application process ➡️ No collateral required : we offer unsecured personal loans ➡️ Competitive interest rates starting from 13.99% p.a. ➡️ Flexible repayment tenure: 12 to 60 months ➡️ Customizable loan amount & tenure: manage your EMIs with ease from the InCred Finance app ➡️ Simple process with automatic EMI deduction via eNACH mandate (autopay setup) KEY FEATURES OF THE INCRED FINANCE APP ➡️ Eligibility Check: Check your eligibility in seconds with our cash loan app ➡️ Real-Time Updates: Stay informed on your application status via our urgent loan app, updated in real time ➡️ 100% Online KYC Process: A secure, digital process from an RBI-licensed lender ➡️ Dedicated Support: Our relationship managers assist you every step of the way, with fast finance options ➡️ EMI Reminders & Schedules: Automated reminders for hassle-free tracking via our credit loan app ➡️ Check Your Credit Score Instantly: Maintain your financial health with quick credit score checks & personalised insights right from your dashboard QUICK LOAN EXAMPLE Mr. Rohan needed an urgent loan of ₹1,00,000. He applied through the InCred loan app & it was approved within seconds. With our loan app, you can get funds instantly. Here’s how it worked for Mr. Rohan ✅Sanctioned Loan Amount: ₹1,00,000 ✅Processing Fee (inclusive of GST): ₹3,540 ✅Net disbursed Amount: ₹96,450 ✅ Loan Interest Rate(reducing balance): 21% per annum ✅Monthly EMI: ₹3,767.5 (36 months) ✅Total Loan Repayment: ₹1,35,630 ✅Total Loan Cost (Interest + Fees): ₹39,170 This is just an example. The final APR for your instant personal loan will be as per your credit assessment. The Annual Percentage Rate (APR) ranges from 14% to 48% WHO CAN APPLY FOR AN INSTANT LOAN? → Indian citizen: 21 to 55 years old → Income Eligibility for Personal loan: ₹15,000+ (In-hand Salary) Or ₹25,000+ (Business Income) →Credit Score: Preferably 700+ with a solid loan repayment history HOW TO APPLY FOR A LOAN 1️⃣ Download the easy loan app 2️⃣ Complete the online application process 3️⃣ Receive funds instantly in your account within 15 minutes from our instant personal loan app WHAT CAN YOU USE A PERSONAL LOAN FOR? ✅ Wedding expenses ✅ Travel & vacations ✅ Education courses ✅ Medical emergencies ✅ Home renovations ✅ Credit card bills InCred Finance also offers Education Loans & Business Loans tailored for students & merchants. Learn more at www.incred.com. TRUSTED & SECURE LENDING InCred Loan, an RBI-registered platform, offers quick, responsible lending. Join the millions who trust our emergency loan app to meet their financial goals. ✅ RBI Registered Loan App 😀 400,000+ Happy Borrowers 💰 ₹18,000 Cr+ Disbursed 🎓 8,000+ Students Financed FOR QUERIES Reach us at: https://wa.me/+918826272192 Privacy Policy: https://www.incred.com/privacy-policy FAQs FOR PERSONAL LOAN APP What documents are required for an online personal loan?* PAN, Aadhaar, & bank statements are required for the instant loan process. How to apply for an instant loan? Install the app, fill in your details & get a loan as per your eligibility.

What's new

Worried about losing track of your credit score? Now it’s easier than ever to stay on top of financial health with credit scores now available right on the dashboard. ✅ Check the latest score in seconds ✅ Get useful tips to improve it ✅ Instant Loan Approvals – Get funds in a flash ✅ Enjoy bug fixes & performance upgrades for a smoother experience Stay informed, stay confident - check your Credit Score with InCred Finance today. Download or update the app now to get started

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