Balance Up

BalanceUp makes money simple — for you and for every group you share costs with. Track your own daily spending, split trip and flat expenses with friends, and always know who owes whom. No spreadsheets, no confusing maths, no awkward reminders. PERSONAL EXPENSE TRACKING - Add an expense in seconds — amount, category, date and an optional note - See your monthly total, budget left and recent spends right on the home screen - 10 simple categories: Food, Transport, Shopping, Bills, Healthcare, Entertainment, Education, Travel, Rent and Other - Filter your history by date and category GROUP EXPENSES - Create groups for trips, flatmates, family, events or office lunches - Set a group budget and track total spent, remaining and overspent amounts - Invite members by email, mobile number or name - Record who paid and who took part in every expense FLEXIBLE SPLITTING - Equal split — divided evenly among the people you choose - Exact split — enter each person's share yourself - Shares always add up to the exact expense amount, down to the last paisa SETTLE UP - See each member's contribution, what they owe and what they should receive - Get the fewest transfers needed to settle the whole group - Close a group once everything is settled — records become read-only REPORTS - Day, week, month or custom date range - Category-wise breakdown of your personal spending - Group reports with member contributions and budget vs actual STAY UPDATED - Get notified when you're invited to a group, a member joins, or a new expense is added - Choose which notifications you want SECURE AND PRIVATE - Sign in with a one-time code sent to your email, or a 6-digit PIN - See every device logged in to your account - Delete your account anytime from Settings IMPORTANT: BalanceUp is an expense tracker, not a payment app. It never moves money and never asks for your card, bank or UPI details. Settle Up only calculates balances — you pay each other however you like, outside the app. Perfect for: - Friends on a trip - Flatmates sharing rent and bills - Couples and families managing household costs - Colleagues splitting lunch or gifts - Anyone who wants to know where their money goes Download BalanceUp and start splitting smart and settling simple.