ibani - Currency exchange

Save money on your international money transfers with ibani! Get your free Swiss IBAN, automate your currency exchange, get the real market rate, and transfer funds effortlessly without hidden fees. 🚀 ⚙️ HOW OUR MONEY TRANSFER WORKS 1️⃣ Download our free app and create your account. 2️⃣ Complete our quick and secure identity verification. 3️⃣ Choose your currency pair and enter a destination bank account. 4️⃣ Receive a dedicated Swiss IBAN for this beneficiary. 5️⃣ Transfer funds to this IBAN and save on exchange fees! 🇨🇭 YOUR PERSONAL SWISS IBAN With ibani, you get your own free Swiss IBAN to automate your money transfers between two bank accounts in different currencies securely. 📊 TRANSPARENT EXCHANGE RATES With our in-app currency calculator, you know exactly how much you will receive and at what rate. No bad surprises! 💱 THE BEST MARKET EXCHANGE RATES We provide the real market exchange rate, applying only a tiny, degressive 0.4% margin. It is up to 10x cheaper than traditional banks! 🚫 ZERO HIDDEN FEES At ibani, there are absolutely no other costs. No transfer, processing, account opening, or maintenance fees. ✨ NO REFERENCE NUMBERS NEEDED Thanks to our dedicated IBAN system, you do not need to include a reference message to ensure your transfer reaches its destination. 🔄 AUTOMATIC OR MANUAL EXCHANGE By default, funds are immediately converted. But you can switch to manual mode: funds will be kept on standby (up to 30 days) until you manually trigger the exchange at the best moment. 🎯 NEW: RATE LOCKING Studying abroad or buying property? Lock in your exchange rate to protect your budget from market volatility. 🧾 WE PAY YOUR SWISS BILLS We can take care of your Swiss invoices (like health insurance). Send them to us, and we will pay them by deducting the amount from your next transfer. ⚡ FAST PROCESSING If you transfer money on a business morning, you receive your converted funds within an hour. 🔒 100% SECURE Our service integrates directly with the banking system, offering the exact same level of security as your bank. ♾️ NO TRANSFER LIMITS There are absolutely no limits on the frequency, number, or volume of your currency transfers. 🎁 REFERRAL PROGRAM: EARN CHF 25 Invite friends to ibani and get CHF 25 for each successful referral, while your friend receives a CHF 10 welcome gift! 💬 PREMIUM CUSTOMER SUPPORT Our friendly support team is ready to help via email, phone, or social media. You will always speak with a real human! 🏢 FOR BUSINESSES Drastically reduce your corporate exchange expenses without forcing you to change your accounting processes. 🛡️ ABOUT IBANI SA Established in 2018 in Geneva, Switzerland. We are an authorized and audited financial intermediary. We are affiliated with VQF, a Self-Regulatory Organization officially recognized by FINMA. 👉 Download ibani today and take the edge on your currency exchange!