HisabRakh

HisabRakh - Keep Your Accounts, Effortlessly. Hisab Rakh is the all-in-one personal and social finance app built for how people actually manage money — splitting rent with roommates, lending to a friend, saving for a trip together, and tracking daily spending. No spreadsheets. No awkward "you still owe me" conversations. Just clear, shared, accountable money management. Designed mobile-first for South Asia and built to work even when your connection doesn't, HisabRakh logs every transaction locally and syncs the moment you're back online. 💸 EFFORTLESS EXPENSE & INCOME TRACKING • Log an expense in under 3 seconds — amount, category, done • Pre-built and custom categories, plus cross-category tags • Track every income source for a complete cash-flow picture • Recurring expenses and income auto-logged for you 👥 SOCIAL FINANCE & BILL SPLITTING • Create groups for roommates, trips, households, or friend circles • Split shared expenses equally, by percentage, by shares, or custom amounts • Smart settlement suggestions minimize the number of payments needed • Real-time activity feed keeps everyone on the same page 🤝 LOAN TRACKING (LENDING & BORROWING) • Track money you've lent or borrowed with running balances • Log partial payments and settle up with full transparency • Payment reminders for upcoming and overdue amounts • Built for informal lending the way it really works 🎯 GOALS & SAVINGS • Set savings goals with targets and deadlines • Track progress with milestones and celebrations • Invite others to contribute toward shared goals 📊 BUDGETS & INSIGHTS • Set category budgets and get alerts at 75%, 90%, and 100% • Monthly summaries of income, expenses, savings, and loans • Spending trends, net-worth tracking, and exportable reports (Pro) 💬 BUILT-IN COMMUNICATION • Every loan, shared expense, and goal has its own discussion thread • Group chat keeps financial conversations in context • Automatic system updates when payments and expenses are added 🔒 PRIVATE & SECURE • Biometric (fingerprint / Face ID) and PIN lock • Encrypted discussion threads • Granular control over what group members can see • Your data, your control — full export and account deletion anytime 📴 WORKS OFFLINE Log expenses on a flight, in a basement, or anywhere with no signal. Everything syncs automatically when you reconnect. 🎁 FAIR, RESPECTFUL MONETIZATION The free tier is genuinely useful — supported only by small, clearly-labeled banner ads, never disruptive full-screen or pop-up ads. Every ad shows a one-tap "Remove ads" option. Want to try Pro? Watch one short opt-in video to unlock all Pro features free for 7 days — or subscribe to go completely ad-free. Download Hisab Rakh today and finally keep every rupee in hisab.