Personal Halal Finance - Himma

Himma is a private, offline-first personal finance app built on halal principles. Track every account, transaction, budget, loan, and savings goal — all in one place, all on your device. Himma keeps your financial life private by design. Your accounts, transactions, investments, loans, budgets, and goals are stored in a local database on your phone. There are no servers collecting your records, no sign-up, no ads, and no trackers. WHAT YOU CAN DO • Accounts — Track cash, bank, investment, and loan accounts and see your whole net worth at a glance. • Transactions — Log income, expenses, and transfers. Organize with custom categories and subcategories. • Recurring — Set up daily, weekly, monthly, or yearly recurring transactions with a pending calendar. • Budgets — Set monthly spending limits per category and watch your progress. • Goals — Create savings goals and track your way to each target. • Savings Calculator — Plan ahead and know exactly how much to set aside. • Loans (Qard Hasan) — Track interest-free loans you give or receive, with contacts and repayment history. • Multi-Ledger — Keep separate books for personal and family finances, with shared accounts. • Analytics — Net worth over time and wealth distribution across accounts. BUILT ON HALAL PRINCIPLES • No interest (Riba) — Loans are tracked as Qard Hasan (interest-free). PRIVATE BY DESIGN • All data stays on your device. • Lock the app with a PIN and biometric unlock (Face ID / fingerprint). • No account, no email sign-up, no analytics, no advertising IDs. Himma — your money, all in one place.