Hey Prescott: Homebuyer Help

Buying a first home is less often a money problem than an information problem. There are thousands of down payment assistance programs in the United States — run by states, counties, cities, employers and nonprofits — and almost nobody is told which ones apply to them. Hey Prescott finds them. Free, in about two minutes, with no credit pull. ★ ANSWER NINE QUESTIONS Where you want to buy, household size, income range, savings range, credit range, and where you are in the process. No Social Security number. No credit pull. No documents to upload. The wizard skips what does not apply to you, so most people finish in about two minutes. ★ SEE THE PROGRAMS We check more than 2,000 down payment assistance programs across all 50 states and DC — grants, forgivable second mortgages, deferred second mortgages and mortgage credit certificates. You get a plain-English list, what each program asks of an applicant, and what it would take to be considered. Save the ones worth watching, compare them side by side, and work the checklist each one asks for. ★ BUILD A 90-DAY PLAN Your plan breaks into 30, 60 and 90-day milestones: what to save, what to repair, who to talk to, which homebuyer education class to take. Tick items off as you go. The plan is yours and it is free. It is also available in Spanish. ★ ASK PRESCOTT, THE AI COACH Ask what a silent second is, what a homebuyer education certificate is for, or how a grant differs from a forgivable loan. Prescott explains the words nobody explains, in plain language, any hour of the day. Prescott does not quote rates, choose a program for you, or do payment math — those belong to a licensed professional who knows your whole picture, and Prescott hands you to one. ★ FIND A HUD-APPROVED HOUSING COUNSELOR Search HUD-approved housing counseling agencies near you, book a session, and keep your completion certificates in one place. Counseling is often free. ★ WORK WITH REAL PEOPLE WHEN YOU ARE READY Connect with a loan officer or a real estate agent who works with assistance programs. You decide who, and when. You can disconnect at any time, and a privacy screen shows you exactly what a connected professional can see about you. ★ WHAT THIS APP IS NOT Hey Prescott is an educational tool. We are not a lender, a broker or a mortgage originator. We do not fund loans, take applications, or charge homebuyers anything. There are no ads and nothing to buy inside the app. Prescott will not tell you which program to choose or quote you a rate — not because it cannot, but because that decision belongs with a licensed professional. ★ PRIVACY We ask for ranges, not documents. No Social Security number, no bank login, no credit pull. You can export your data or delete your account from inside the app at any time. We do not sell your information and we do not track you across other apps. Help: https://heyprescott.com/help Privacy policy: https://heyprescott.com/privacy Terms: https://heyprescott.com/terms Accessibility: https://heyprescott.com/accessibility