Koma: AI Expense Tracker

Koma is a money tracker built for the Gulf, and logging is as simple as sending a message. Write it the way you would say it. "Spent 45 on lunch" logs one. "Bought headphones for 200, then gave mom 500" logs both at once. Koma reads the whole message and files each one for you. No forms, no dropdowns, no categories to hunt for. Just type, and it is logged. Or do not type at all. Tap the plus beside the message box and there are three ways in. Type it. Write it in your own words. Say it. Hold the mic and talk. Koma turns what you said into the same message you would have typed, in English or in Arabic. Snap it. Photograph a receipt and Koma reads it for you, line by line, and logs the lot in one go. Useful for the grocery run you would never sit and type out. Koma understands English, Gulf, Levantine and Egyptian Arabic, Arabizi, and code switching, spoken or written. Manual logging is always free and unlimited. AND ONE WAY THAT ASKS NOTHING OF YOU Koma can read the payment alerts your bank already sends to your phone, and log them by itself. You choose which apps count as banks, Koma reads nothing else, and you can switch it off whenever you like. There is still no banking login and no password, and a transaction captured this way does not use up your AI messages. Ask Koma. Ask about your spending in plain language and get a straight answer back. Forgot to log something yesterday? Add it with the date it really happened and Koma files it into the right pay cycle. Your month starts on payday, not on the 1st, so Koma follows your salary cycle from one pay date to the next. MORE OF WHAT KOMA DOES Telegram bot. Log from a chat without opening the app. Pay cycle dashboard. Income, spending, and what is left, measured against your real cycle instead of the calendar month. Budgets and goals. Set them by pay cycle or by month, in your own currency. Family Support. Track what you set aside for the people you look after. Lent out. Remember who owes you, and how much is still outstanding. Pay Cycle Wrapped. A short, shareable summary of your cycle. Import and export. Bring in a CSV. Take out a CSV or a PDF. Full Arabic with real right to left typography, and dark mode. NO BANK LOGIN NEEDED Koma never asks for your online banking credentials. You tell it what you spent, you say it, you photograph the receipt, you import a statement, or you let Koma read the alerts your bank already sends you. Koma tracks your money, it does not move it. It holds no funds, and offers no loans, investments, or crypto. KOMA+ New accounts start with 7 days of unlimited AI. After that the free plan includes 10 AI messages per pay cycle, and manual logging stays free forever. Koma+ unlocks unlimited AI messages and is available as an in app purchase. PRIVACY No advertising. No tracking identifiers. No third party analytics. Read the full policy at heykoma.com/privacy. Built for everyone living and earning in the Gulf, locals and expats alike. Koma speaks your language and understands