Money Manager Budget Planner

Money Manager is the offline expense tracker and budget planner that never asks you to create an account. No sign-up, no bank connection, no cloud sync - every number you enter stays in a database on your own phone. Free. No ads, no paywall, nothing locked behind an upgrade. ━━━ WHY THIS BUDGET APP ━━━ • Works fully offline - on a plane, in a basement, with the network off • Private by design: your money never leaves the device • Nothing to sign up for. No email, no password, no profile • 16 languages and 29 currencies • Fast enough to log an expense before you put your phone away ━━━ TRACK INCOME AND EXPENSES ━━━ • Log income and expenses in seconds • Build your own categories from a catalogue of 247 icons • Add a note to any entry so you remember what it was for • Search and filter by text, type, category, payment method, date or amount • A running balance you can trust, updated as you type • Quick filter presets for today, this week and this month ━━━ BUDGET PLANNER ━━━ • Set a monthly budget for each category • See exactly what is left, or how far over you have gone • Budget pacing tells you if you are spending too fast this month • Roll an unspent budget forward into the next month • Get an alert before a category runs dry ━━━ MULTIPLE ACCOUNTS AND CURRENCIES ━━━ • Bank, cash, credit card, wallet and savings accounts side by side • Transfer between accounts and watch both balances update • Live exchange rates, so a trip abroad still adds up correctly • Rates are cached on device, so conversion keeps working offline ━━━ SAVINGS GOALS AND DEBTS ━━━ • Set a savings goal and pay real deposits into it • Every deposit posts against a real account, so nothing is double counted • Track what you owe and what you are owed • Record repayments and watch the balance shrink ━━━ RECURRING, DOWN TO THE DAY YOU WANT ━━━ • Automate salary, rent and regular bills • Daily, weekly, monthly and yearly schedules • Or build a custom schedule: chosen weekdays, specific dates of the month, or a repeating interval • Set it once and the entry appears on its own ━━━ REPORTS, CHARTS AND CALENDAR ━━━ • Pie, bar and line charts by category and over time • Monthly reports that show where the money actually went • A calendar view - tap any day to see what you spent • Filter any report by day, week, month, quarter or year ━━━ RECEIPTS AND DOCUMENTS ━━━ • Attach up to 5 files to a single transaction • Photos and PDFs both work - a receipt, a warranty, an invoice • Open a PDF inside the app, without leaving your ledger ━━━ WHO USES MONEY MANAGER ━━━ • Anyone who wants a daily expense tracker without handing over bank details • Students and families keeping a simple cash book or spending tracker • Freelancers keeping business spending apart from personal • Travellers logging costs in more than one currency • Anyone who opened a budgeting app, was asked to log in, and closed it again ━━━ LOCKED AND PRIVATE ━━━ • Lock the app with Touch ID or a fingerprint • A PIN as your fallback, stored only as a hash • Auto-lock when you put the app away ━━━ BACKUP AND EXPORT ━━━ • Back up everything to a file you keep • Restore onto a new phone in one step • Export a monthly report as PDF, or your entries as Excel • Your data is yours, in a format you can open elsewhere ━━━ BUILT FOR EVERYWHERE ━━━ • 16 languages: English, Spanish, Portuguese, French, German, Russian, Arabic, Hindi, Nepali, Chinese, Japanese, Korean, Vietnamese, Indonesian, Khmer and Turkish • 29 currencies with the right symbol and number format • Date formats that match how you write them at home Most budget apps want your bank login. This money manager never asks. Track spending, plan a budget, clear a debt and hit a savings goal on a phone that keeps it all to itself. Download Money Manager and start tracking in the next minute. No account needed.