GullakParty – Split & Udhar

GullakParty is a simple, private way to keep track of money between you and the people around you — udhar you have given or taken, expenses you split with friends, what you earn and spend each day, and the goals you are saving for. It is a record book, not a payment app. GullakParty never moves money. It does not connect to your bank account or UPI apps, and it does not read your SMS. You write the entries; the app does the maths. PASSBOOK • Money in and money out on one timeline, newest first • Every entry carries the balance as it stood at that moment • Grouped month by month, with each month's net at a glance • See how much of a month moved in cash, online, and through udhar • Udhar entries sit here too, so nothing has to be written down twice UDHAR BOOK • Keep a clear ledger of who owes you and whom you owe • Both sides confirm an entry before it counts, so the record always matches • Note how the money changed hands — cash, UPI, card, or a mode you name yourself • Add interest to an entry when your arrangement includes it — monthly, yearly, or a fixed amount • See a running balance for every person and settle up whenever you like GROUPS AND SPLITS • Make a group for a trip, a flat, a dinner, or an event • Add an expense once and split it between members • See who has paid, who still owes, and the simplest way to settle • Set your own spending limit in a group, counted from the day you set it KHARCHA AND AAMDANI • Log what you spend and what you earn, side by side • Use the built-in categories or make your own, and keep only the ones you actually use in the picker • Record how the money moved — cash, UPI, card, wallet • Set monthly budgets and watch how much is left • Add recurring expenses once instead of typing them every month SNAP THE BILL • Attach a photo of a receipt to any entry • The app reads the amount and date on your device and fills the form • Browse every saved receipt in one place, open any one full screen, and delete what you no longer need • Receipts stay on your phone unless you choose to share them • Share a bill from any other app straight into GullakParty FIND ANYTHING • One search across your contacts, groups, expenses and goals • Look by name, number, note or category SEE WHERE IT WENT • Charts for everything, or kharcha and aamdani on their own • Pick a month, or any date range you like • Spot your biggest categories and compare one period with another CHAT ON THE RECORD • Message the person or group an entry belongs to, right where it lives • Send a photo of the bill so both sides are looking at the same thing • Block or report anyone — every conversation has both GULLAK — SAVINGS GOALS • Set a target, add to it whenever you can, and watch it fill up • Keep separate goals for separate plans REPORTS YOU CAN SHARE • Turn any account or group into a clean report • Share it as an image or a PDF on WhatsApp, so both sides hold the same record BUILT FOR HOW WE ACTUALLY TALK • Hinglish, English and Hindi — switch anytime • Names from your phone book, so people show up as names instead of numbers • A short guided tour the first time you open a screen • Reminders for entries that are coming due PRIVACY • Sign in with your mobile number and an OTP • Your address book is never uploaded — the app only sends names for people you already have an entry with • Bills are read on your device — receipt images are never sent to any AI or third-party service • Delete your account and all your data from inside the app, or from our website GULLAK PREMIUM (OPTIONAL) An optional subscription removes ads and unlocks reports, analytics and interest on udhar entries, with no limits on groups or entries. Everything you need to keep your records works without it. PLEASE NOTE Sign-up needs an Indian mobile number. GullakParty is a personal record-keeping tool. It is not a bank, a lender, or a payment service, and it does not offer loans or credit.