Rupvo - Credit Assistant

Rupvo places an approved revolving line within easy reach, ready for the moment a planned expense or unexpected need appears. One profile review sets the available amount, so later access does not require another branch visit or a repeated application. The decision remains yours: draw only the portion that fits the situation and choose when to repay it. Pricing is displayed ahead of confirmation, while an untouched line remains free of charges and repayment restores availability for future use. Key Features A Live View of Available Credit Approved capacity, current utilisation, and the amount still ready to draw appear together, making the account position easy to understand at any time. Take Funds on Your Schedule Choose the precise sum at exactly the time required. The existing approval removes the need for another application, branch appointment, or waiting period. Every Condition Before Confirmation Applicable rates, fees, and terms are presented in straightforward language before a draw is authorised, so the complete commitment is visible first. An Unused Line Stays Free No interest or fee applies merely because the facility remains available. Charges begin only for money actually drawn and only while that balance is in use. Credit Line Details • Credit Line Range: INR 3,000 – INR 50,000 • Minimum Loan Term: 91 days • Daily Usage Rate: up to 0.065% per day • Maximum Annualized Rate (APR): up to 23.73% Clearing the outstanding balance replenishes the approved facility automatically, making it available again at once subject to the account's current standing. Cost Illustration The figures below provide a practical illustration of how a daily rate can accumulate during a representative drawing period. • Amount Drawn: INR 10,000 • Daily Rate: 0.065% • Usage Period: 100 days Cost Breakdown INR 10,000 × 0.065% × 100 days = INR 650 Total Repayment: INR 10,650 The final amount depends on the sum selected and the exact time it stays outstanding. Drawing less or settling sooner can reduce the overall expense. Eligibility Requirements • Be at least 18 years of age — Only an adult who has reached the legal age required by Indian law may enter this credit arrangement. • Hold a valid government-issued ID document — Identity verification requires a current document issued or recognised by an Indian authority, such as Aadhaar, PAN, Passport, or an equivalent credential. • Pass Rupvo's eligibility assessment — Access follows a consistent and impartial review that confirms whether the submitted profile satisfies the applicable credit standards. Customer Support Rupvo's support specialists can assist from initial account setup through questions about an active balance or repayment, giving both new and existing customers a clear point of contact. Customer service email: [email protected]