Spendwise

Spendwise is a fast, offline expense tracker for Android. Log income and expenses in seconds, set a monthly budget, and see exactly where your money went — no account required. Your data stays on your phone. Spendwise has no sign-up, no bank connection, and no cloud sync. Open the app and start tracking immediately — no email, no password, no onboarding maze. LOG SPENDING IN SECONDS • Amount, income or expense, category, date and note • Quick add from the dashboard • Confirmation after every save, showing what was recorded • Edit or delete any entry later RECEIPTS AND ATTACHMENTS • Attach one photo or PDF to any expense — a receipt or an invoice • A photo is resized for you, so a full-size camera shot still fits • Replace or remove the attachment whenever you like • Open a photo full screen; a PDF opens in your reader • Share a photo straight from another app into Spendwise and save it as an expense • Nothing is uploaded — attachments stay on your phone, and a backup carries them KNOW WHERE YOUR MONEY GOES • What you've spent this month, against your budget, on one panel • Income and net balance underneath it • The bills still to log, with overdue warnings • A category breakdown of the month • Recent activity grouped by day, each with its net • Search your history by category, person, or note GROUPS FOR SHARED MONEY • A trip, a household, a shared flat — each gets its own ledger • Its own people, categories, transactions, budget and notes • A group's balances stay separate from your personal ledger • Add an expense into the group, split between its people REPORTS AND EXPORTS • Browse any month or year, back to your very first record • An expense trend, spending by category, and your budget position • The yearly view adds the months up, so progress is clear • Export a report as a PDF or a spreadsheet • Files go to the Android share sheet — nothing is uploaded A BUDGET THAT ACTUALLY HELPS • Set one monthly budget and change it any time • Live progress with safe, warning, and over-budget states • Recurring categories for regular bills — monthly, weekly or yearly — with planned amounts • A guided checklist for recurring bills with no amount yet • Every group can carry its own budget KEEP TRACK OF WHO OWES WHAT • A simple IOU ledger for money you lend or borrow • A running balance for each person, updated as you settle • Split an expense with someone and record their share • Optional reminders when a balance is still outstanding • One combined feed for spending and IOUs NOTES AND CHECKLISTS • Write notes or checklists alongside your spending • Colour-code, archive and edit them any time • Pin up to four notes to your Dashboard • Tick items off as you go, with a done count for each list • A fresh install starts with a welcome note and a checklist to try MAKE IT YOURS • Light, dark, or follow your phone • Five accent colours — or match your phone's own • Twelve app languages, including right-to-left Arabic • Any ISO currency from the full list, changeable any time • Formatting only — recorded amounts are never silently converted BUILT FOR PRIVACY AND RELIABILITY • Everything is stored in an on-device database • Works fully offline, anywhere • No account, no in-app purchases, and no advertising ID • One non-personalized ad on the save screen keeps Spendwise free • Where the law requires it, you choose first whether an ad shows • Anonymous usage analytics, switchable off in Settings • Optional app lock with your device PIN, pattern or biometrics • Export a backup file and restore it on a new device YOUR MONEY, YOUR CHOICE Spendwise keeps no account and no server copy of your finances. Backup & Restore exports everything to a file you control, and a daily reminder can nudge the logging habit along. Spendwise is a personal record-keeping tool. It does not connect to your bank, does not move money, and does not provide credit or financial advice. Support: [email protected]