SAVY

SAVY mobile app – Borrow or Invest in Consumer and Business Loans FOR INVESTORS Download the SAVY app, start investing, and secure a steady source of passive income. With the app, you can: • Invest in the Primary Market • Create auto-investment profiles • Buy and sell investments in the Secondary Market • Track your earned profit • Monitor the status of your investment portfolio FOR BORROWERS The SAVY app is now a convenient new way to apply and manage your SAVY consumer loans. Loan duration range from 3 to 120 months, with an option to defer principal repayment for up to 3 months. Annual interest rates range from 6% to 36% – we will provide you with a personalized offer. With the app, you can: • Apply for a consumer loan • View your existing obligations • Track your payment schedule • Make loan payments For example, when borrowing €4,000 for 60 months, annual interest rate is 6%, brokerage fee is 1.4%, monthly brokerage fee calculated from loan balance is 0.22%, BVKKMN (APR) 9.65%, monthly instalment €82.34 and the total amount to repay is €4,996.40. ABOUT SAVY • We are the first peer-to-peer lending and crowdfunding platform in Lithuania, operating since 2014. • Our operations are supervised by the Bank of Lithuania. • SAVY investors achieve double-digit returns, with an average weighted loan portfolio interest rate of 15.7%. • Since inception, we have paid out over €19 million in interest to investors. • Investing is free for the first 6 months. After that, a €1/month investor service fee applies. • The SAVY community consists of over 16 000 active investors. • Since its launch, the platform has issued over €117 million in loans.