Daram: Daily Budget Tracker

See what's safe to spend today, in one number. Open the app and "Safe to spend today: $38" is the biggest thing on the screen. So when you wonder "can I buy this?", you don't have to dig through old entries. SAFE TO SPEND TODAY • Tell Daram your payday, monthly income and fixed costs (rent, phone, insurance). It splits your remaining spending money across the days left and shows what's safe to spend today. • Spend more today and tomorrow's amount goes down. Spend less and it goes up. It's worked out again every day. • Don't want to enter your income? Just set your monthly spending money. • Tap the number to see exactly how it was worked out. • "Can this fit my budget?" Enter a price to preview how today, this month and month-end would change before you buy. LOGGING TAKES AN AMOUNT AND A CATEGORY • Type the amount on a big number pad, pick a category, done. • Past entries show up as suggestions. Tap one and the amount and category are filled in. • Tap the home screen widget to jump straight to the entry screen. • Fixed costs like rent and phone bills are logged for you on the day you set. HOW MUCH WILL BE LEFT AT MONTH-END? • Based on your pace so far: "At this pace you'll have $140 left at month-end", or how much you'd be short. • One alert when you go over today's amount, and one when you look short for month-end. • A one-line note on the home screen, like "Delivery is $23 above your usual this week". • Optional: a morning note at 8 with what's safe to spend today. • Alerts can be turned off in Settings at any time. HOME SCREEN WIDGET • "Safe to spend today" fills the widget, so you don't need to open the app. • The background color shows how you're doing: mint when you're fine, butter yellow when it's tight, peach when it's risky. • With App lock on, amounts in widgets are hidden unless you choose to show them. SPEND LESS, AND DARAM'S ROOM GROWS • Finish the month under your spending money and you earn acorns. The more you leave, the more you earn. • You also earn acorns on days you stay within today's amount, and on no-spend days. • Spend acorns on furniture, wallpaper, floors and little things for Daram the squirrel's room. • Drag furniture with your finger and put it where you like. THE BASICS ARE ALL HERE • Calendar, search, stats by category and payment method, yearly view • A monthly recap you can save and share as an image • Category budgets, recurring expenses and income (weekly, monthly, yearly, installments), a reminder the day before • Savings goals • Backup file export and import, CSV export and import • App lock with a 4-digit passcode and fingerprint or face unlock • English, Korean, Japanese and Traditional Chinese, with your choice of currency START WITHOUT SIGNING IN. BACKUP IS OPTIONAL. • Use every feature without an account. Your ledger is stored on this device. • If you choose to sign in to a Daram Account, Daram encrypts and backs up your ledger and room so you can restore them on another device. • Turn automatic backup off anytime, or delete your account and server backup inside the app. • No bank or card linking. Daram never asks for banking logins. • To improve the app, Daram sends anonymous usage stats about which features are used. No amounts, no notes, no advertising ID. You can turn this off in Settings > About.