Money Track: Offline & Secure

Your money. Your device. No cloud required. Money Track is a private, offline personal finance tracker for people who want full control over their financial data. You do not need to connect your personal finance records to the internet, create a cloud account, or synchronize your financial history with an online service. Your finance data stays on your device in an encrypted local database and is protected by your app password. Need a backup? Money Track creates an encrypted backup file that you control and can store wherever you choose. Track your expenses, income, accounts, budgets and investments without putting your financial history in the cloud. Private by Design Money Track is designed around local ownership of your financial records. No cloud account required No internet connection required for personal finance tracking No financial data synchronization Encrypted local database App password protection Encrypted backup files You control where your backup is stored Track Income & Expenses Record your everyday financial activity quickly and clearly. Add income and expense transactions Organize spending with categories Track cash, bank, wallet and other accounts Record transfers between accounts Review monthly income, expenses and net cash flow Filter transactions by date and other relevant details Plan Monthly Budgets Set monthly financial targets and compare your plans with actual activity. Plan expected income Set spending targets Compare planned and actual amounts Review remaining monthly money Keep previous and future monthly plans separate Manage Accounts Keep your money organized across the places where you actually hold it. Track balances for accounts such as: Cash Bank accounts Mobile wallets Cards Other personal money accounts Account balances are derived from your recorded financial activity, helping you keep an auditable history of money movement. Track Investments Money Track also supports investment tracking for users who want more than a basic expense tracker. Track investments such as: Fixed-term investments Profit-sharing investments Gold Shares ETFs Mutual funds Crypto assets Other open-ended holdings Record invested capital, expected returns, received profit, principal repayments, fees and settlement history. Money Track keeps investment profit and returned principal separate so ordinary income totals are not inflated by principal repayments. Investment Return Tracking Track individual investment return events instead of storing only one final profit value. This makes it possible to record: Profit payouts Principal repayments Mixed principal and profit settlements Partial settlements Recurring or quarterly returns Investment renewals Reinvestments Reports & Financial Insights Review useful financial summaries covering areas such as: Income Expenses Net cash flow Category spending Account activity Budget performance Investment exposure Investment returns Multi-Currency Ready Money Track is designed for users who work with different currencies. Financial records preserve their original currency so different currencies are not incorrectly combined. Where currency conversion is available, converted values can remain traceable to the original amount and currency. Simple First, Advanced When Needed Start with the essentials: Accounts Categories Income Expenses Basic summaries More advanced capabilities such as investments, budgets, reports, exports and backup can remain optional so the app stays useful without becoming unnecessarily complicated.