EasyCedi

EasyCedi is a mobile lending app for Ghanaians who need quick, clear access to personal credit. Cover an unexpected bill, bridge business cash flow, or handle a family expense — apply, get approved, receive funds, and repay from your phone. No branch visits. No paper forms. Our promise: Simple, fast, and transparent liquidity — credit with speed, clarity, and dignity. Why EasyCedi? Apply and manage everything on your device Loan decision within one business day — often within 24 hours Approved funds disbursed to your bank account in minutes No collateral required Interest, fees, and total repayment shown clearly before you accept — no hidden charges Repay in full or in part anytime, including early repayment Built for Ghana: loans in GHS, Data Protection Act, 2012 (Act 843), and Credit Reporting Act, 2007 (Act 726) Support by phone, email, or WhatsApp Who is it for? Salaried workers, self-employed people, small business owners, and families across Ghana. Use short-term funds for school fees, medical bills, inventory, rent, repairs, or everyday needs. If you are a Ghana resident with valid ID, a registered mobile number, and a bank account, EasyCedi may be right for you. Sample loan example Item Details Credit amount GHS 250 Loan term 6 months / 180 days Daily interest rate 0.08% Total interest GHS 36 Total repayment GHS 286 You borrow GHS 250 for 180 days. Interest accrues at 0.08% per day on the principal (GHS 36 over the term). Total repayment: GHS 286. All figures appear in the app before you accept. Actual offers may vary by credit profile. How it works Download & register — Install EasyCedi on Android and register with your Ghana mobile number. Verify identity — Upload your Ghana Card or National ID, complete your profile, and pass secure verification (including liveness check). Apply — Choose amount and term, link your bank card, and review the full cost breakdown before confirming. Receive & repay — Approved funds go to your bank account. Track due dates and history in the app. Repay in full or in part via supported methods. In the app Guided online application Secure KYC Bank integration for disbursement and repayment Dashboard for pending loans, details, and history Flexible full or partial repayment Automated credit assessment Support via phone, email, and WhatsApp Our commitment Every loan includes a Key Facts Statement (amount, term, fees, total repayment). Your agreement is formed electronically and is legally valid under Ghanaian law. We do not sell your personal data. Your information is protected under our Privacy Policy and the Data Protection Act. Borrow only what you need and can repay comfortably. Get started Download EasyCedi, apply from your phone, get a fast decision, and receive funds in your bank account. Simple, fast, and transparent — built for Ghana, built for you. Contact us Phone: 0335254840 Email: [email protected] WhatsApp: Available via in-app Support