GetPaisa

GetPaisa is a cutting-edge platform dedicated to providing personal loans for salaried individuals. Owned and operated by Propkar Securities Private Limited (B-14.01670) , an RBI-licensed non-deposit taking NBFC, we specialize in addressing the unique financial needs of salaried professionals. Our mission is to empower individuals by offering tailored personal loan options that cater to their specific requirements. At GetPaisa, we aim to build a robust personal financing ecosystem. We leverage deep industry knowledge and a fully integrated technology and analytics system to deliver seamless and efficient financial services. Our innovative approach ensures that salaried individuals have access to the funds they need to manage their personal finances effectively. You can apply for a personal loan on the GetPaisa app with minimal documentation and receive money in your account instantly. The funds can be used for any personal purposes, providing you with the financial flexibility you need. Features of GetPaisa personal loan app Quick and Easy Approval and disbursal Flexible Repayment Options Complete Digital process Competitive Interest Rates No Collateral Required No hidden charges Get a quick personal loan anytime, anywhere Languages – English Interest Rate and Fee Loan Amount Min 30k Max 3 lakhs Tenure Min 12 months Max 24 months Rate (ROI) Min 18 % Max 32 % Processing Fee 3% of loan amount + applicable taxes APR Min 19.54% Max 35.54% Quick loans & easy EMI Example If you borrow Rs 1,00,000 for 12 months at an interest rate of 18 % p.a. The EMI shall be ₹ 9,833.33. The total payable interest amount will be ₹ 18000. Processing Fee ₹ 3,000 (3%) GST on Processing Fee = ₹ 540 (18% x 3,000) Total Repayment (Principal + Interest) = ₹ ₹ 1,18,000.00 Total cost of the loan Interest + Processing fee + GST = ₹ 21,540.00 APR = 21.54% Eligibility Salaried Individual Aged between 21 to 55 yrs Minimum credit score 650 Steps to avail a loan Install the GetPaisa app Sign up using mobile number Provide PAN number & check your eligibility KYC verification using Digilocker or Aadhar OTP Credit score check Income Verification Choose your amount and tenure Video KYC Bank Account Verification using penny drop Set auto debit for automatic EMI collection Review and agree to KFS and Loan Agreement Request money transfer in your bank account Contact / Customer Support 1800 890 0340 Mail: - [email protected] Call: - 9999494925 Address: - 113, 3rd floor Priya Enclave, Karkardooma, Delhi, 110092 NBFC License :- http://www.arpy.in/8BGcatOa Licence Number :- B-14.01670