CashSpell – Expense Manager

CashSpell is an expense tracker and money manager for people who want to know where their money goes. Start without an account, or sign in to keep your ledger in step across your phones. Either way, you can make every penny count. AI HELP THAT FILLS IN THE ENTRY Say it, type it or snap it. Tell CashSpell "lunch 12 dollars on my card", type a sentence the way you'd text a friend, or take a photo of a receipt. The amount, category, account, payee and date fill themselves in, and you check the entry before it's saved. Receipts with several items can be split line by line. TRACK EVERY EXPENSE Log an expense in a few taps and CashSpell files it under the right category and account. Record income too, so it works as an income tracker as well as a spending tracker. Transfers between cash, bank accounts, cards and wallets keep every balance accurate. Check daily expenses at a glance or review the whole month when it ends. BUDGETS, GOALS AND DEBTS Set a budget for any category and see how much is left, and whether you're spending faster than planned. Alerts arrive at 50%, 80% and 100% of a budget. Save toward goals, keep track of money you've lent or borrowed, and follow your net worth over time. REPORTS AND INSIGHTS A category chart shows where your money went, and trend views show how your habits change. Tap any total to see the transactions behind it, for any week, month or custom period. Insights point out things worth a look, like a charge that came twice, and "Can I afford it?" weighs a purchase against your month. BILLS, SUBSCRIPTIONS AND RECEIPTS Recurring payments post themselves and bill reminders arrive before the due date. Keep receipts with your entries, scan paper bills, or forward email receipts to your own private address. SHARE COSTS WITH OTHERS Shared groups split a trip or a household between friends, show who owes whom, and settle up in a tap. SEARCH, CURRENCIES AND EXPORT Search every transaction in seconds and filter by account, category, type or date. Give each account its own currency with your own exchange rates. Import and export transactions as CSV. If you delete something by mistake, it waits in Trash for 30 days. PRIVATE BY DESIGN No account is needed to start, and without one your ledger stays on your phone. Sign in and it syncs between your devices and can be backed up to the cloud. Lock the app with a PIN, fingerprint or face unlock, and your balances are hidden from the recent apps screen. AI help sends only the sentence, recording or photo you give it, to read that one entry. FREE AND PAID PLANS CashSpell is free to start, with accounts, categories, reports, shared groups and backups. Paid plans add unlimited expenses, app lock, recurring payments, budgets, savings goals, debts, receipt scanning, AI help, insights and net worth. Plans are monthly or yearly subscriptions through Google Play and renew until cancelled. Manage or cancel any time in Google Play › Subscriptions.