Manino: Expense & Budget

Manino is a personal finance app that helps you understand, organize, and manage your money without unnecessary complexity. Track income, expenses, cash, credit cards, and investments from a single dashboard. Whether you're watching daily spending, reviewing monthly trends, or keeping an eye on long-term goals, Manino gives you a clear view of where your money actually goes. Private by design Manino doesn't ask you to link bank accounts or hand over Account Aggregator consent. No net banking credentials, no third-party data brokers. Your financial history is yours. Automatic transaction capture Manino reads transaction SMS on your device and turns them into categorized entries — no typing, no receipts, no manual reconciliation. You review and correct; it learns your habits. Lend and borrow tracking Track money you've lent and borrowed as first-class records. Log partial repayments, see what's outstanding, and get flagged when something is overdue. No more mental accounting of who owes what. Credit cards Per-card utilization, billing-cycle-aware spending, due date reminders, and category breakdowns for each card. Budgets and goals Set budgets by category and track them against your salary cycle, not an arbitrary calendar month. Create savings goals and watch progress build. Features • Automatic transaction capture from SMS • Track income, expenses, and transfers • Lend and borrow tracking with partial repayments • Credit card dashboard with utilization and due dates • Budgets aligned to your salary cycle • Savings goals with progress tracking • Monitor cash balances and account totals • Track investments and portfolio growth • Smart categorization with custom categories • Monthly spending patterns and income vs expense trends • Recurring transactions • UPI QR scan to log payments instantly • Biometric app lock • Complete searchable transaction history • Works fully offline Manino is built for people who want a straightforward way to manage their personal finances. The focus is on clarity, speed, and insights that help you make informed decisions — not dashboards you'll never open twice. Whether you're budgeting, tracking expenses, managing savings, or monitoring investments, Manino keeps you organized and aware of your financial position. Manage your money with confidence.