LoveFund - Plus

Love Fund operates as a digital loan facilitation platform designed to connect individuals with Reserve Bank of India (RBI)–registered Non-Banking Financial Companies (NBFCs). The app streamlines loan discovery, paperless application assistance, and repayment tracking. Love Fund is not a lender and does not issue credit decisions. All financing activities, credit evaluations, and approvals are executed directly by partner NBFCs in accordance with Indian regulatory frameworks. Partner Financial Institution Love Fund collaborates exclusively with licensed NBFC partners: ●NBFC Name: Vaishali Securities Limited ●Registered Address: D-504, Swati Crimson Daskroi, Shilaj Thaltej, Ahmedabad, Gujarat 380059 ●Official Website: https://www.vaishalisecuritiesltd.com ●Contact Email: [email protected] Key Loan Features ●Loan Amount Range: ₹7,000 to ₹60,000 ●Repayment Period: 92 days to 365 days ●Annual Percentage Rate (APR): 18% – 24% per annum ●Fee Structure: Zero hidden charges; all costs are fully disclosed before agreement execution Representative Loan Cost Example ●Principal Requested: ₹20,000 ●Tenure: 180 days ●Daily Interest Rate: 0.05% ●Interest Calculation: ₹20,000 × 0.05% × 180 = ₹1,800 ●Total Repayment Amount: ₹21,800 (Principal ₹20,000 + Total Interest ₹1,800) (Note: Final loan terms depend on the user's risk assessment by the partner NBFC.) App Capabilities ●Browse verified loan options provided by licensed NBFCs ●Complete paperless digital loan applications ●Access transparent breakdowns of interest rates and repayment schedules ●Track real-time status of applications and due dates Applicant Eligibility Requirements ●Indian citizen aged 18 years or older ●Possession of a valid Permanent Account Number (PAN) ●Regular and verifiable income source ●Active operational Indian bank account Data Security & Privacy User information is protected via 256-bit encryption protocol. All personal and financial data is stored securely within Indian data centers in full compliance with local regulatory standards. Data is shared with lending partners strictly upon explicit user consent for processing loan requests. Regulatory Disclosures ●Final approval, interest rate assignment, and credit limits are determined solely by the lending NBFC. ●Love Fund does not guarantee loan approval for any applicant. ●Overdue or missed repayments may negatively impact credit scores. Technical Provider & Support ●Technology Developer: PRYNTAFIN TECHNOLOGY PRIVATE LIMITED ●Contact Email: [email protected] ●Registered Address: 648/A Om Chamber 4th Flr, Binnamangala 1st Stage, Indiranagar (bangalore), Bangalore North - Bengaluru, Karnataka 560038 India