Finoral

Finoral is the privacy-first money tracker for people who want real control of their finances — without handing their data to a bank, a third party, or an ad network. Track every expense and income source locally on your device. Set saving goals that actually stick. Get AI-powered insights that explain *why* your money moves the way it does. All in one beautifully simple app, available in 24 languages. ━━━ WHY FINORAL ━━━ • YOUR DATA STAYS WITH YOU. Every transaction is stored on your device. We don't sell it, share it, or send it anywhere unless you explicitly turn on cloud backup. • AI THAT READS BETWEEN THE NUMBERS. Powered by Google Gemini, Finoral surfaces spending patterns, irregular expenses, and personalised recommendations that generic budget apps miss. • GOAL-DRIVEN BY DESIGN. Set a target, track progress automatically, and get a clear path to the finish line — whether it's an emergency fund, a trip, or a new device. ━━━ KEY FEATURES ━━━ • Cashflow Home — see surplus or deficit for the current month at a glance, with daily entries one tap away. • Saving Goals — set goals with deadlines, track progress, and let Finoral suggest a realistic monthly contribution. • AI Financial Analysis — deep monthly review of your spending habits, generated on demand by Google Gemini. • AI Goal Simulation — ask "can I afford this?" and get a forecast based on your real cashflow history. • Daily Recap — a clean end-of-day summary so you always know where the money went. • Billing Reminders — recurring bills surface in your device calendar so you never miss a payment. • Categories & Sources — fully customisable. Build a system that matches how you actually think about money. • Multi-Currency — supports every major currency, perfect for travellers and expats. • Insight Feed — curated financial news for your country, refreshed daily. • Achievements — small wins, small celebrations. Build the habit. • Backup & Restore — optional encrypted backup to your own Google Drive. You stay in control. • 24 Languages — English, Indonesian, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Swedish, Finnish, Russian, Turkish, Arabic, Hindi, Bengali, Urdu, Thai, Vietnamese, Malay, Korean, Japanese, Chinese, and more. ━━━ FINORAL PREMIUM ━━━ The core money-tracking experience is free. Finoral Premium unlocks: • Unlimited AI Financial Analyses & Goal Simulations • Unlimited saving goals • Ad-free experience • Priority cloud backup • Advanced insight reports Subscriptions auto-renew until cancelled. Cancel anytime from your Google Play account. Prices and base plans appear in the app's Premium screen and follow your country's pricing. ━━━ PRIVACY & SECURITY ━━━ • Local-first storage — your transactions never leave your device unless you opt in to cloud backup. • No selling of personal data — ever. • Optional sign-in with Google, Facebook, or Apple — used only to sync your account, never for tracking. • Account deletion is available both in the app (Settings → Account → Delete) and on the web at frejaluck.com/delete-account. Full Privacy Policy: frejaluck.com/privacy-policy-2/ Terms of Service: frejaluck.com/terms-of-service/ ━━━ WHO IT'S FOR ━━━ Finoral was built for people who: • Want to stop guessing where their money goes • Don't want a banking app reading every transaction • Are saving toward something specific • Like AI that's actually useful, not a gimmick • Travel, freelance, or live across multiple currencies Download Finoral today, set your first goal in under two minutes, and put your money back on track.