FD Manager: FD, RD & Savings

Track every fixed deposit, recurring deposit and post office scheme your family holds, and the rule that governs each one. Most families keep deposits across three or four banks, for two or three generations, in a diary or a spreadsheet. Nothing tells you which one matures next, whose PAN the TDS lands on, or what a bank actually pays if you break a deposit early. FD Manager does. WHAT IT DOES • Track bank FDs, tax-saver FDs, recurring deposits, and post office schemes: time deposits, RD, MIS, SCSS, NSC and KVP. • See what you will receive and when, worked out the way banks do it, quarter by quarter. • Get reminded before every maturity. Pick 30, 15, 7 or 1 day ahead. Reminders are free, always. • Track a recurring deposit instalment by instalment, with the late fee in rupees if one is missed. • Know your tax position per person per bank, because TDS counts separately at each bank. • See when a family member holds more than ₹5 lakh at one bank, above the insured limit. IT EXPLAINS, NOT JUST RECORDS Every deposit carries the rules that govern it, in plain words, with your own numbers: • What happens the day after maturity, and why an unclaimed deposit earns only the savings rate. • What early withdrawal pays today, after the penalty. • When the bank starts deducting TDS, and how Form 121 stops it. • What a missed RD instalment costs. • Whether a society or Nidhi deposit is insured, and what leaving early takes off it. CALCULATORS Fixed deposit, recurring deposit, post office schemes side by side, early withdrawal, and TDS on interest. Save any result as a deposit. PRIVATE BY DESIGN No bank login. No OTP. No account. Your deposits stay on your phone, and nothing is sold. FREE, AND WHAT IS NOT Free forever: two people, unlimited deposits, every reminder, every calculator, dark mode, and backup to a file you keep. Pro, once: the whole family, Google Drive backup, app lock, and PDF or CSV reports. Made in India, for Indian savers. From Freebird, by Tilicho Fintech.