Dawrakom

Dawrakom is the ultimate digital ledger for organizing and managing your rotating savings and credit associations (ROSCA), commonly known as Money Circles, Jam'iyya, or Gam'eya. Whether you are saving with family, friends, or coworkers, Dawrakom takes the hassle out of managing group finances by providing a transparent, easy-to-use platform to track contributions, schedule payouts, and send automated reminders. Note: Dawrakom is a tracking and management tool. We do not hold your funds. All payments are made directly between members, ensuring you are always in control of your money. Key Features: 🔄 Create & Customize Circles Start a new savings circle in minutes. Set the monthly contribution amount, choose the number of members, and define the payment frequency (e.g., every 10 days, monthly). Dawrakom automatically calculates the total payout and generates the schedule for everyone. 📅 Transparent Payout Schedules No more confusion about whose turn is next. Dawrakom provides a clear, shared calendar so every member knows exactly when payments are due and when they will receive their payout. Let members choose their preferred payout order or assign it automatically. 🔔 Smart Reminders & Notifications Say goodbye to awkward follow-ups. Dawrakom automatically sends friendly push notifications to members 3 days before a payment is due, on the due date, and if a payment is late. 💳 Flexible Payment Tracking Keep a reliable record of how payments are made. Dawrakom supports tracking for both direct Bank Transfers and Cash Payments. You can even use secure Cash Codes to verify that cash was handed over safely. 🔒 Secure & Private Your privacy is our priority. Dawrakom uses secure authentication (including optional Face ID/Biometrics) to keep your profile and group data safe. 🤝 Build Financial Trust By keeping a clear, immutable record of confirmations and rules, Dawrakom builds trust among members. Everyone agrees to the core rules before joining, ensuring that contributions continue smoothly even after a member receives their turn.