Cash Flow Forecast & Budget

Will your money last until the end of the month? What happens to your balance if rent goes up, or a bonus comes in? Cash Flow Forecast turns your income and expenses into a clear, month-by-month picture of where your balance could be heading. It is a simple, educational planning tool. Add your numbers, pick a time period, and see an indicative projection in seconds. No sign-up, no bank connection. HOW IT WORKS 1. Enter your starting balance and choose your currency 2. Add your income and expenses: monthly, yearly, or one-time 3. See your projected balance on a chart, month by month WHAT YOU CAN DO • Forecast your cash flow for weeks, months, or years ahead • Plan a monthly budget with salary, rent, bills, loans, and subscriptions • Add one-time items like a holiday, a car repair, or a yearly insurance payment • Compare three what-if scenarios side by side: optimistic, expected, and cautious • See total money in, money out, and net cash flow at a glance • Spot a possible shortfall early on the balance trend chart • Mark items as paid so the current month stays accurate • Export your results to a spreadsheet • Use your own currency, with built-in dark mode • See your projected balance on your home screen, without opening the app • Get a reminder up to three days before income or a bill is due ONLY IN THE APP • A home screen widget showing your projected balance at a glance • Reminders up to three days before income or a bill falls due • Your saved forecast stays readable when you are offline All of it is free. No subscription, no in-app purchases, no ads. WHO IT IS FOR • Anyone who wants to understand their monthly budget better • Families planning for school fees, travel, or a big purchase • Freelancers and gig workers with uneven income • Students learning how income, expenses, and savings work together PRIVATE BY DESIGN • No account or sign-up needed • No bank login or account linking • Nothing you enter is stored on our servers. Your numbers stay on your device for the current session only. EDUCATIONAL USE ONLY – PLEASE READ This app is for education and personal planning only. It is not a tool for making real financial decisions. • Results are indicative estimates, based only on the numbers and assumptions you enter. • Nothing in this app is financial, investment, tax, or legal advice. • Projections are not guaranteed and real results will differ. • Please speak to a qualified financial adviser or accountant before making any financial decision. This app gives you mobile access to the calculator at forecastmycashflow.com. Questions or ideas? Email us at [email protected]