HBL Microfinance
Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App
- Total installs
- 5,158,377
- Installs / day
- —
- Rating
- 4.0★
- Released
- 5 May 2019
- Last update
- 8 Sept 2026
- Countries
- 0/1
exact · Play shows 5,000,000+
measured after our second crawl (about a day)
18K ratings · 14 reviews
7.4y ago
v6.4.10 · 1mo ago
live · checked 24h ago
Install history
exact counter from Google PlayInstalls per day · last 90 days
Change timeline
No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.
Country availability
Live 0Listed, not installable 1Not listed 0
United States4.0
Top countries
estimate · charts of 12 OctMost downloads likely come from 🇵🇰 Pakistan (~100%).
Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.
Top chart positions
as of 12 Oct| Chart | Country | Rank | Change |
|---|---|---|---|
| Top free · Finance | PK | #43 | ▲ 6 |
| Trending · Finance | PK | #46 | ▼ 11 |
App manifest
Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.
Data safety
declared by the developer on Google Play- Shares data with third parties Device or other IDs
- Collects data Location and Personal info
- Data is encrypted in transit
- You can ask for your data to be deleted
This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.
Permissions
19 in 9 groups10 Sensitive5 Notable4 Routine
What this app can do with your phone
- Know roughly where you are, using mobile towers and Wi-Fi networks
- Know your exact location using GPS, Wi-Fi and mobile networks
- Use your camera to take photos and record videos
- Record sound using your phone's microphone
- See every contact saved on your phone, including names, numbers and emails
- Call phone numbers without your input, which may cost you money
ContactsSensitive1
Access to the contacts saved on your phone
- See every contact saved on your phone, including names, numbers and emailsread your contacts ·
READ_CONTACTS
LocationSensitive2
Access to where your device is, using GPS or network signals
- Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) ·
ACCESS_COARSE_LOCATION - Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) ·
ACCESS_FINE_LOCATION
PhoneSensitive2
Access to phone calls, call history, and voicemail
- Call phone numbers without your input, which may cost you moneydirectly call phone numbers ·
CALL_PHONE - See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity ·
READ_PHONE_STATE
Photos/Media/FilesSensitive2
Access to photos, videos, music and other files stored on your device
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
StorageSensitive2
Access to files, photos and media saved on your phone's storage
- Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage ·
READ_EXTERNAL_STORAGE - Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage ·
WRITE_EXTERNAL_STORAGE
CameraSensitive1
Access to your camera to take photos and record video
- Use your camera to take photos and record videostake pictures and videos ·
CAMERA
MicrophoneSensitive1
Access to your phone's microphone to record sound
- Record sound using your phone's microphonerecord audio ·
RECORD_AUDIO
Device ID & call informationNotable1
Access to your phone's identifiers, mobile network details, and call status
- See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity ·
READ_PHONE_STATE
OtherNotable7
Access to miscellaneous device features that don't fit other categories
- Change how your phone connects to networks, like switching connections on or offchange network connectivity ·
CHANGE_NETWORK_STATE - Start itself automatically as soon as your phone finishes turning onrun at startup ·
RECEIVE_BOOT_COMPLETED - Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping ·
WAKE_LOCK - Check whether you are online and whether you use Wi-Fi or mobile dataview network connections ·
ACCESS_NETWORK_STATE - Connect to the internet to load content and send datafull network access ·
INTERNET - Make your phone vibratecontrol vibration ·
VIBRATE - Receive push messages sent from the app's servers over the internetreceive data from Internet ·
com.google.android.c2dm.permission.RECEIVE
Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.
Store listing
Full description
Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App
Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile wallet app in Pakistan that combines Banking + Wallet services in one secure app.
Send money, receive funds, pay bills, recharge mobiles, apply for instant digital loans, manage your bank account, and control your debit card all from your smartphone, anytime, anywhere in Pakistan.
Open your digital bank account and wallet today and enjoy secure, fast, and convenient mobile banking.
All-in-One Banking & Mobile Wallet App in Pakistan
HBL Microfinance Bank allows you to manage both your bank account and mobile wallet seamlessly in one app, giving you complete control of your finances through secure digital banking services.
Instant Money Transfer & Fund Transfer App
Send and receive money instantly across Pakistan:
• Transfer money to any bank account in Pakistan
• Send money to mobile wallet users
• Transfer funds within HBL Microfinance Bank accounts
• Secure and instant 24/7 digital transactions
One of the fastest and safest online money transfer apps in Pakistan.
Mobile Load & Internet Bundle Recharge
Recharge your mobile anytime:
• Prepaid and postpaid mobile load for all networks
• Internet and call bundles for Telenor & Ufone
• Instant mobile recharge with secure payment
The easiest mobile load and bundle recharge app in Pakistan.
Online Utility Bill Payment App
Pay all your bills digitally in seconds:
• Electricity bill payment
• Gas bill payment
• Water bill payment
• PTCL & internet bill payment
• Multiple utility services supported
Avoid long queues with one of the most reliable bill payment apps in Pakistan.
Instant Nano Loans – Quick Digital Loan in Pakistan
Get instant access to emergency funds with HBL Microfinance Bank App Nano Loan:
• Apply digitally without paperwork
• Get instant loan approval
• Receive up to PKR 25,000 directly in your wallet
• Flexible repayment options
One of the most convenient instant loan apps in Pakistan.
FPIN
Your secure key to access and authorize transactions on your HBL Microfinance Bank app.
Complete Bank Account Management
Link and manage your HBL Microfinance Bank account digitally:
• Real-time balance checking
• Transaction history and account statements
• Utility bill payments from bank account
• Cheque book requests and tracking
• Stop cheque facility
• Tax certificate and account maintenance services
• Dynamic QR payments
• View profits, financing, and loan details
Enjoy full-service online banking in Pakistan.
Debit Card – Smart & Secure Payments
Order and manage your debit card easily:
• ATM cash withdrawals nationwide
• Secure online shopping in Pakistan
• Exclusive discounts at partner brands
Debit Card Management
• Card activation
• PIN generation and change
• Temporary card blocking
• Transaction history and statements
• Easy dispute management
Favorites – Faster Payments
Save frequent beneficiaries for quick transfers and mobile top-ups.
Education Fee Payment App
Pay school, college, and university fees online from anywhere in Pakistan.
Government & Digital Payments
Make multiple payments digitally including:
• Tax payments
• Traffic challans
• License fee payments
• Credit card bill payments
• Government and corporate payments
Invite Friends & Family
Invite your loved ones to experience Pakistan’s trusted digital banking and wallet app.
Why Choose HBL Microfinance Bank App?
✔ Secure Online Banking App
✔ Trusted Mobile Wallet in Pakistan
✔ Instant Money Transfers
✔ Quick Digital Loans
✔ 24/7 Bill Payments
✔ Easy Account Management
✔ Fast & Safe Digital Transactions
Bank anytime. Pay anywhere. Transfer instantly.
Download HBL Microfinance Bank App – Pakistan’s Best Online Banking & Mobile Wallet App today and take control of your finances.
What's new
- Scheduled Payments(Donations) - Raast Send Money - Cooling-off Fixes.
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