FiscusFlow Smart Budget (Beta)

Take control of your everyday money life with FiscusFlow—an India-first personal finance companion designed to help you track, protect, and grow. FiscusFlow brings transactions, bills, EMIs, subscriptions, commitments, investments, goals, budgets, alerts, and AI-powered insights into one clear financial view. Using supported bank and payment SMS, FiscusFlow can automatically organize financial activity with less manual entry. See what happened, understand what needs attention, and make more informed everyday money decisions. WHY CHOOSE FISCUSFLOW? • Automatic SMS transaction tracking Organize supported bank, card, UPI, bill, credit, and debit activity from financial SMS with less manual effort. • Daily Money Snapshot See spending, budget pressure, upcoming obligations, and important money signals in one quick view. • Financial Score Understand the signals influencing your financial position and identify areas that may need attention. • Financial AI Companion Ask questions about your available financial information and receive AI-powered answers, summaries, insights, and review suggestions. • Smart budget suggestions Create category budgets, monitor daily limits, understand budget runway, and receive suggestions shaped by spending patterns and commitments. • Money Timeline Review transactions, alerts, reminders, and upcoming payments in one organized timeline. • Smart alerts and recurring payments Keep bills, credit card dues, EMIs, subscriptions, mandates, and recurring payments visible. • Loan and EMI tracking Review active loans, EMI schedules, repayment progress, interest allocation, and available pre-closure projections. • Commitment tracking Track payments, renewals, subscriptions, compliance dates, and other financial responsibilities. • Investments and goals Keep supported investment records visible, create financial goals, and monitor your progress. • Spending and merchant insights Understand money flow by day, week, month, category, merchant, and transaction pattern. • Merchant Directory Organize banks, wallets, billers, merchants, and transaction contacts for easier analysis. • Financial safety checks Receive awareness signals related to emergency readiness, insurance records, savings habits, and financial commitments. • Home-screen widget View important money information directly from your device’s home screen, where supported. • Daily briefings and summaries Review your money through simple daily and monthly summaries, including supported audio and AI-powered briefings. • Support for 10 Indian languages Use FiscusFlow in your preferred supported language for a more accessible personal finance experience. • Export, backup, and privacy Export supported records when needed. Financial SMS data is handled using a local-first approach. Backup or synchronization is used only when supported and enabled. MORE THAN A BUDGETING APP FiscusFlow is for people who want a connected view of their money without relying entirely on manual transaction entry. Whether you are managing household spending, credit cards, EMIs, subscriptions, goals, investments, renewals, or upcoming payments, FiscusFlow helps you stay aware, prepared, and in control. Track your money. Protect what matters. Grow with guidance. FiscusFlow — Your personal finance companion. Feature availability may depend on the device, Android settings, subscription plan, supported SMS formats, and enabled permissions. AI-generated information is for general awareness and is not professional financial, investment, tax, legal, insurance, or lending advice.