Lankivo

Plan everyday money scenarios with clear, easy-to-use tools that work without an account or network connection. Lankivo brings financial calculators and everyday expense tracking together in one focused app: • Loan calculator — estimate scheduled payments, total interest, total repayment and view an amortization schedule. • Savings calculator — explore regular contributions and estimated compound growth over time. • Budget planner — organize monthly income and common expense categories. • Debt payoff calculator — estimate a repayment timeline and total interest from the values you enter. • Financial health check — review simple ratios based only on your own entries. • Money journal — record an amount, category, date and purpose, then review weekly, monthly and yearly summaries. PRIVATE BY DESIGN No account is required. The app contains no advertising or analytics and does not request network access. Calculations, expense entries and saved history remain on your device. App-data cloud backup and device-transfer backup are disabled. USE IT YOUR WAY The app uses a consistent English interface and defaults to Sri Lankan rupees (LKR), displayed with the familiar Rs symbol. You can select another display currency for new calculations and expenses; currency selection does not perform exchange-rate conversion, and existing records retain their original currency. IMPORTANT Lankivo is an independent calculation and record-keeping utility. It does not provide loans, connect users with lenders, make credit decisions, retrieve credit reports, move money or provide financial advice. Results are estimates for general educational and planning purposes and may differ from actual products or outcomes.