Marnie: AI Expense Tracker Live

Marnie is an AI expense tracker and budget planner that works without linking your bank. Say what you spent, let supported payment notifications log purchases for you, and see what's safe to spend before payday. KEY FEATURES • Voice expense tracker: say "Lunch was 18 dollars" and check it before it's saved • Payment alerts: turn notifications from supported payment apps into expenses you review • Safe to Spend: bills, savings goals and an emergency buffer set aside first • Budget planner with weekly, fortnightly or monthly spending limits • Subscription tracker and bill reminders, with price-rise and duplicate alerts • Ask Marnie: an AI money manager that answers from your own records • Receipt scanner, money calendar, savings goals and a manual net worth tracker • No bank login. Your ledger is stored on your phone LOG SPENDING YOUR WAY Speak a purchase, type it in plain words, scan a receipt or add it by hand. Marnie fills in the merchant, amount and category, and you check the details before they're saved. As a voice expense tracker it keeps up with cash, cards and everything in between. PAYMENT ALERTS, LOGGED FOR YOU With notification access, Marnie can capture transaction details from supported bank and payment apps, such as Google Wallet. Choose which apps to capture or ignore, review anything uncertain and correct details in seconds. Capture depends on the alerts those apps send and your device settings. A BUDGET PLANNER THAT FITS YOUR PAY CYCLE Set spending limits by week, fortnight, month or year and get an alert at 80%. Safe to Spend shows what you can use after upcoming bills, goal savings and your emergency buffer. The money calendar and bill calendar show bills, paydays and goals ahead. BILLS AND SUBSCRIPTIONS Marnie spots recurring payments and reminds you before bills are due. The subscription tracker flags price rises and duplicate charges, so nothing creeps up on you. ASK YOUR MONEY MANAGER Ask "How much did I spend on groceries last month?" and get an answer from your own records. Choose Local, Automatic or Cloud AI in Settings. Local is the default. SPENDING TRACKER AND INSIGHTS See where your money goes with category breakdowns, spending pace and patterns. Track expenses, income and transfers across accounts, with 46 currencies for travel. Keep a manual net worth tracker of savings, loans and other balances. LEARNS AS YOU GO Fix a merchant or category once and Marnie remembers it next time. Use home screen widgets and app shortcuts to add an expense in a tap. Core tracking works offline. PRIVATE BY DESIGN No bank login, and Marnie never moves money. Your ledger is stored on your phone. Cloud backup is optional, with an optional recovery key for end-to-end encryption. A Marnie account is required. START FREE Download Marnie and track as much as you like by hand, voice or receipt scan. Free includes a monthly allowance of automatic captures and cloud AI. Marnie Pro removes the capture cap, raises cloud AI allowances and extends forecasts to 60 and 90 days. Subscriptions are billed through Google Play, renew automatically unless cancelled, and can be managed in Google Play. Privacy Policy: https://marnieapp.vercel.app/privacy